The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

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    Borrow more while switching your mortgage deal

    Looking to borrow some money and switch to a new Lloyds Bank mortgage deal? Then speak to one of our mortgage advisers, who will explain what you could borrow and how it may change your monthly payments.

    Can I apply?

    You can apply if you:

    • have had a Lloyds Bank mortgage for at least six months
    • haven’t missed any payments
    • want to borrow up to 85% of your property’s value
    • want to borrow £10,000 or more

    If you’re looking to borrow less than £10,000, there are other borrowing options.

    Any early repayment charge will be waived if your current deal ends in three months or less.

    Start your application

    You’ll need to speak to one of our mortgage advisers to start your application.

    We’re working closely to UK Government advice to help protect you and our colleagues during the coronavirus (COVID-19) outbreak. Access to branches is limited and we’ve made some changes to our available services and opening hours.

    Our mortgage advisers are extremely busy, so we’ve created an easier way to arrange to speak to us. If you need to talk to us about your mortgage or would like some help choosing your next deal, please ask us to call you back using the link below. We’ll contact you as soon as we possibly can.

    If your current deal is due to end the next month, don’t worry. We’ll make you a priority.

    Request a call back

    You could lose your home if you don’t keep up your mortgage repayments

    Important legal information

    Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.