Borrow more while switching your mortgage deal

Looking to borrow some money and switch to a new Lloyds Bank mortgage deal? Then speak to one of our mortgage advisers, who will explain what you could borrow and how it may change your monthly payments.

Can I apply?

You can apply if you:

  • have had a Lloyds Bank mortgage for at least six months
  • haven’t missed any payments
  • want to borrow up to 85% of your property’s value
  • want to borrow £10,000 or more

If you’re looking to borrow less than £10,000, there are other borrowing options.

Any early repayment charge will be waived if your current deal ends in three months or less.

Start your application

You’ll need to speak to one of our mortgage advisers to start your application.

The rates we offer over the phone and in branch are the same as our online rates.

Want to speak to us from the comfort of your own home? You can talk to us over the phone or on a video call.

Call us on 0345 122 1337 (Monday to Friday 8am - 8pm and Saturday 9am - 4pm).

Alternatively, request a callback to arrange a telephone or video appointment with a mortgage adviser.

You could lose your home if you don’t keep up your mortgage repayments

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.