Mortgage support
Worried about paying your mortgage? We have various ways that we can help you.
Transfer your ISA
You can transfer your ISA from another provider to Lloyds Bank. If you already have a Lloyds Bank ISA, you can also transfer it to another type of ISA.
Frequently asked questions about ISA transfers
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Flexible cash ISAs
Your existing cash ISA provider will be able to tell you if your ISA is flexible. Flexible ISAs allow you to take money out and put it back in the same tax year without affecting your ISA allowance.
If you're going to transfer from a flexible ISA that you've taken money out of, please note:
- If the money taken out was added to your flexible ISA this tax year, you have until the end of the tax year to put it back without affecting your allowance. You can do this before or after you transfer to us.
- If you took out money from a flexible ISA in a previous tax year, you can put it back without affecting your ISA allowance if you do it before you transfer your ISA to us.
Other ISAs
If your ISA isn't flexible, or you're unsure if it is, please speak to your current ISA provider to understand your options.
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How long will it take to transfer?
Transferring from
Transferring to
Transfer time
Transferring from
Lloyds Bank cash ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
7 working days
Transferring from
Non-Lloyds Bank cash ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
15 working days
Transferring from
Stocks & shares ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
30 calendar days
Transferring from
Innovative finance ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
30 calendar days
Transferring from
Lifetime ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
30 calendar days
Transferring from
Cash ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
2-3 weeks
Transferring from
Stocks and shares ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
2-3 weeks
Transferring from
Innovative finance ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
30 calendar days
Transferring from
Lifetime ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
30 calendar days
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We won’t charge you for transferring your ISA to us. However, there may be some admin charges from your current ISA provider. You may also lose any bonuses or interest you’re due on your current ISA.
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Yes, you can transfer your ISA at any time, whenever suits you. You don’t need to wait until the end of the tax year.
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If you want to transfer money you've saved in an ISA during the current year, you must transfer all of it. However, for money you saved in previous years, you can choose to transfer all or part of it to your new ISA. For example, you could leave your current tax year’s savings in your current ISA but transfer your previous years’ savings.
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Yes, transferring savings from a previous tax year won’t affect this year’s allowance. So, if you haven’t paid into an ISA this tax year, you’ll still have the full allowance of £20,000.
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Yes, you can. You’ll be able to transfer what you’ve saved so far this year and save the rest of the allowance with Lloyds Bank. For example, if you’ve saved £5,000 into an ISA with another provider, you’ll be able to transfer this and then save a further £15,000 with us this tax year.
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Yes, you can transfer as many ISAs to us as you like. You’ll just need to sign one form for each ISA you’re transferring.
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Your savings will show as a credit on the day we get it from your previous ISA provider.