Transfer your ISA
Most transfers can be done easily online through our Internet Banking.
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Flexible cash ISAs
Your existing cash ISA provider will be able to tell you if your ISA is flexible. Flexible ISAs allow you to take money out and put it back in the same tax year without affecting your ISA allowance.
If you're going to transfer from a flexible ISA that you've taken money out of, please note:
- If the money taken out was added to your flexible ISA this tax year, you have until the end of the tax year to put it back without affecting your allowance. You can do this before or after you transfer to us.
- If you took out money that you had added into the flexible ISA in a previous tax year, to put it back in without affecting your allowance you need to do so before you transfer to us.
Other ISAs
If your ISA isn't flexible, or you're unsure if it is, please speak to your current ISA provider to understand your options.
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You can no longer apply for a Help to Buy: ISA. However if you already have one you can transfer it to a Help to Buy: ISA with another provider.
If you have a Help to Buy: ISA you could transfer it to us over the phone. All of the money in your Help to Buy: ISA will need to be moved over.
Simply call us with the details of your Help to Buy: ISA to request a transfer. The transfer should be completed within 15 days.
Call us on 0345 300 0000
If you need to call us from abroad, you can call us on +44 0173 334 7007.
Lines are open Monday – Friday: 7am – 10pm, Saturday – Sunday: 8am – 6pm.
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How long will it take to transfer?
Transferring from
Transferring to
Transfer time
Transferring from
Lloyds Bank cash ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
4 working days
Transferring from
Non-Lloyds Bank cash ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
15 working days
Transferring from
Stocks & shares ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
30 calendar days
Transferring from
Innovative finance ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
30 calendar days
Transferring from
Lifetime ISA
Transferring to
Lloyds Bank cash ISA
Transfer time
30 calendar days
Transferring from
Cash ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
2-3 weeks
Transferring from
Stocks and shares ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
2-3 weeks
Transferring from
Innovative finance ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
30 calendar days
Transferring from
Lifetime ISA
Transferring to
Lloyds Bank Investment ISA
Transfer time
30 calendar days