Upgrade your account
Upgrade online in minutes and enjoy extra features and benefits, while keeping your account details and existing arranged overdraft.
Why upgrade a Lloyds current account?
- Upgrade to access extra features and benefits to boost your everyday banking.
- Keep your existing sort code, account number and arranged overdraft.
- Get access to exclusive savings and mortgage benefits with some of our accounts.
- Choose a packaged bank account to include benefits like travel insurance, breakdown cover and mobile phone insurance.
Monthly account fee may apply on some accounts.
We're rated 5 Stars by Moneyfacts for ease of opening a current account.
Choose from our range of current accounts
Our products
Club Lloyds
£5 monthly fee
Refunded each month you pay in £2,000 or more
All the benefits of Classic, plus
- No debit card fees from us abroad.
- Choose a Lifestyle Benefit each year.
- Earn interest on balances up to £5,000 when you pay out 2 direct debits each month.
- Get exclusive offers on savers and mortgages.
Lloyds Premier
You need to pay in £5,000 each month or have £100,000 saved or invested with us to qualify. We’ll then refund the fee each month.
All the benefits of Club Lloyds, plus
- Bupa Family GP and Wellbeing subscription.
- Earn 1% cashback, up to £10 each month on eligible card spend.
- Preferential savings rates and mortgage offers.
- Expert financial coaching service.
- 24/7 dedicated Premier support.
Club Lloyds Silver
£11.50 each month
+£5 Club Lloyds monthly fee which is refunded each month you pay in £2,000 or more
All the benefits of Club Lloyds, plus
- European and UK family travel insurance - up to age 65.
- AA Breakdown Family Cover with Roadside Assistance.
- Mobile phone insurance.
Club Lloyds Platinum
£22.50 each month
+£5 Club Lloyds monthly fee which is refunded each month you pay in £2,000 or more
All the benefits of Club Lloyds, plus
- Worldwide family travel insurance up to age 80.
- AA Breakdown Family Cover with Roadside Assistance, At Home and National Recovery.
- Mobile phone insurance.
Silver
£11.50 each month
All the benefits of Classic, plus
- European and UK family travel insurance - up to age 65.
- AA Breakdown Family Cover with Roadside Assistance.
- Mobile phone insurance.
- No debit card fees from us at home or abroad.
Platinum
£22.50 each month
All the benefits of Classic, plus
- Worldwide family travel insurance - up to age 80.
- AA Breakdown Family Cover with Roadside Assistance, At Home and National Recovery.
- Mobile phone insurance.
- No debit card fees from us at home or abroad.
Classic
£0 monthly fee
- Get up to 15% cashback with Everyday Offers from selected retailers.*
- Access to all of the great app features.
- Option to apply for an arranged Overdraft.**
*Retailer offers and cashback amounts vary.
**All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
Our offers
Something for both of you when you refer a friend.
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Current account support
Learn how to get the most out of your Lloyds current account with our support pages.
Switch to us
Switching your current account to Lloyds is simple, reliable and stress-free with the Current Account Switch Service.
Overdrafts
An arranged overdraft can act as a short-term safety net if you need to borrow a little extra money. Learn more about overdrafts and check your eligibility today.
