Boost your business with our banking

Grow your business with the products and support you need.

Top tools

Our business accounts come with the tools you need to make managing your business a breeze.

Powerful products and services

We’ve got the products and services you need to help grow your business.

You’re in good company

Join the 1 million businesses that bank with us today.

 

Take card payments with six months rent free

Get a Castles Saturn terminal with no upfront cost and pay no rent for the first six months if you apply before 30 June.

Transaction fees, terms and conditions apply.

Explore the offer
 

Take card payments with six months rent free

Get a Castles Saturn terminal with no upfront cost and pay no rent for the first six months if you apply before 30 June.

Transaction fees, terms and conditions apply.

Explore the offer

Take a look at what we offer

Set yourself up for success with the right products for your business.

Business bank accounts

Whatever your plans for the future, our business bank accounts can help manage your finances.

Business accounts

Savings

Secure and grow your savings with our range of accounts to suit your business.

Savings accounts

Overdrafts

Our overdrafts offer flexible financial support for whenever your business needs it.

Business overdrafts

Credit cards

A cost-effective way to manage your business expenses and keep on top of cash flow.

Business credit cards

Loans

A selection of loans to help with your short and longer-term business plans.

Business loans

Take card payments

Take card payments with Cardnet® however your customers choose, quickly and securely.

Take card payments
 

Banking at your fingertips

Keep on top of your business accounts wherever you are with our business banking app.

  • Apply online in minutes
  • Bank on the go 24/7
  • Deposit up to £10,000 a day in cheques via the app
  • Instant decision on up to £5,000 credit*.

*Lending subject to status

Find out more about our business banking app

Business sectors

Products and services together with specialist insight to support your business sector.

Legal and professionals

Specialist support by trained and Lexcel accredited relationship managers.

Find legal & professionals

Manufacturing

Backing British manufacturers with specialist guidance and support.

More on manufacturing

Retail

Supporting the British retail sector with a range of products and specialist insight.

Discover retail

Real estate and housing

Offering a range of products and services to give your real estate business a strong foundation.

See real estate & housing

Insights, guides and customer stories

Find out how we’ve supported a range of businesses and get insights to help you improve yours.

Start your own business in 10 essential steps

Starting a business is exciting but can be quite overwhelming. Follow our 10 essential steps to turn your dream into a successful and sustainable start-up.

How to start a business

Digital business banking helped Notpla grow their business

The fast-growth start-up used our business account to help accelerate their sustainable packaging mission.

Read Notpla’s growth story

Supporting disabled-owned businesses

We back disabled business owners by giving them practical resources and tailored support. We’re working with partners to help break down barriers that exist in the finance sector.

Get support

Get insights to boost your business

Get the latest economic and market updates from our experts. Our easy-to-understand reports help you make informed decisions in a changing market.

Latest market insights

Independent service quality survey results

Business current accounts


Published February 2025

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.
 

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).

Ranking

Business current accounts overall service quality survey results: 1st monzo 85%, 2nd Starling Bank 82%, 3rd place Handelsbanken 77%, 4rd place Tide 75%, 5th place Zempler Bank 69%, 7th Lloyds Bank 61%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

We work hard to keep your personal and business data secure, which includes regularly reviewing our privacy notice. When there’s an important change we’ll remind you to take a look and share it with anyone within your business who might need to know. This is so you’re aware of how we use your data and what your options are. Please review the latest privacy notice.

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. 

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. 

All lending is subject to status. Security may be required.


While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).