Debtor Protection

Customers failing to pay the money owed to you is a risk that every business faces, and the consequences of this can be detrimental. That’s why we offer Debtor Protection; a low-cost, easy to manage facility that will protect up to 90% of the value of your invoices, giving you peace of mind.

Talk to one of our Debtor Protection specialists

Talk to one of our Debtor Protection specialists

Call 0800 169 4356

We’re available from 9am to 5pm, Monday to Friday, except public holidays.

Request a call back from our Debtor Protection specialists.

Key features and benefits

  • You can be protected for up to 90% of the value of an invoice, should your customer fail to pay or go into administration.
  • You will have access to an intuitive, online system where you can manage your facility with ease.
  • Both UK and overseas debts can be protected.
  • A specialist, UK-based telephony team is on hand to provide support and training alongside a dedicated Client Manager.
  • Knowing you’re protected can give you the confidence to develop and grow your business in line with your plans.
  • We can help you spot a potential credit risk before it becomes a bad debt.

Is my business eligible?

  • You must sell business-to-business and on credit terms
  • You must have a Lloyds Bank Invoice Finance facility.

What we’d need to know

  • Previous two years’ turnover and turnover year to date
  • Any bad debt experienced in the last 3 years
  • Any outstanding aged debtors.

Other finance options

For customers with occasional cash flow challenges

Selective Invoice Finance

For customers with an ongoing need for cash flow support

Full Invoice Finance

Existing Invoice Finance customers

Asset Based Lending

Talk to one of our specialists

If you would like to contact us, call:

0800 169 4356

Would you prefer a call back?

One of our specialists will contact you at a more convenient time to discuss your needs.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Calls may be monitored or recorded to help us improve our quality of service.

Factoring and Invoice Discounting facilities may be provided by either Lloyds Bank Commercial Finance, Lloyds Bank plc or Bank of Scotland plc.

Lloyds Bank Commercial Finance Limited, Registered in England & Wales no. 733011. Registered Office: No1 Brookhill Way, Banbury, Oxfordshire, OX16 3EL.

When using Asset Finance your agreement will be with a Lloyds Banking Group company whose terms and conditions will apply. The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.