Ladies shopping

Great business decisions start with understanding your current and target customers. Knowing where, when and how customers spend is key.

Stay one step ahead with data driven decisions

As the UK's largest digital bank, we offer incredible scale and depth of data at your fingertips.

Data you can trust

With 28 million customers, in 2024 we captured spend of £330 billion across 8.8 billion transactions.

Representative data

We capture 1 in every 4 card transactions in the UK, giving us incredible insight into consumer behaviour.

Actionable insights

Our data scientists work with clients like you to build bespoke insights - helping you stay ahead of the market.

Data you can trust

With 28 million customers, in 2024 we captured spend of £330 billion across 8.8 billion transactions.

Representative data

We capture 1 in every 4 card transactions in the UK, giving us incredible insight into consumer behaviour.

Actionable insights

Our data scientists work with clients like you to build bespoke insights - helping you stay ahead of the market.

 

Data solutions to give you an edge

Using aggregated and anonymised data from our 28 million customers to:

  • get accessible intelligence and actionable insights
  • understand consumer behaviour and corporate performance
  • support successful decision-making
  • stay ahead of emerging customer trends.

How clients use our data

Data for all sectors

  • Understand competitors, industry trends and assess new entrants.
  • Track market share, monitor performance and benchmark against competitors.
  • Respond to market conditions and inform growth and retention strategies.
  • Understand location based consumer trends to get a laser focus on investment and operational strategies.
  • Enhance customer experience, products, partnerships, store plans and marketing.
  • Deep dive into customer demographics, brand affinity, and how spending behaviour changes over time.

We work with all Corporate and Institutional sectors, including retail, hospitality, real estate, finance, infrastructure, telecoms, media, public sector and more.

 

How data helped Global Mutual

For real estate firm Global Mutual, Lloyds’ data fed into strategic planning on new ways to grow their business, while adding value for their clients.

Read the case study

Customise your data insights

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Market insights

Our insights portal helps you spot opportunities across your business on a national and local basis.

  • See how your market share and store performance compare to your peers.
  • Understand your customers' brand affinity and where else they shop.
  • Analyse and understand your customer spending patterns in detail.
  • Know which customers you’re gaining and losing, and where they come from and go to.

Bespoke insights

Our data experts work with you to produce tailored insights. These can be one-off or regular reports.

  • Store footprint and geolocation analysis

Ensure your footprint is setting you up for success and explore powerful insights in your locations.

  • Multichannel strategy

Analyse customer behaviour by channel and see how offerings such as ‘Click & Collect’ drive sales.

  • Bespoke segmentation

Understand spending behaviour in ways that are relevant to your business.

  • Performance and brand trackers

Harness a bird’s eye view of national, regional, and sectoral spending trends.

People collaborating at a computer
 
People collaborating at a computer

Bespoke insights

Our data experts work with you to produce tailored insights. These can be one-off or regular reports.

  • Store footprint and geolocation analysis

Ensure your footprint is setting you up for success and explore powerful insights in your locations.

  • Multichannel strategy

Analyse customer behaviour by channel and see how offerings such as ‘Click & Collect’ drive sales.

  • Bespoke segmentation

Understand spending behaviour in ways that are relevant to your business.

  • Performance and brand trackers

Harness a bird’s eye view of national, regional, and sectoral spending trends.

Stay informed with the latest insights

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Hospitality spending trends

Taking stock of 2024: Four hospitality spending trends that have defined the year so far.

Spending trends
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Driving change

How are electric vehicles altering spending habits? 

Download analysis (PDF, 244KB) PDF, opens in new tab
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Would you like data with that?

How banks are adding value through data to help business make smarter, more informed decisions.

The power of data
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UK Sector Tracker

Exclusive UK sector level analysis of the monthly S&P Purchasing Managers' Indices (PMI) - including demand, supply, prices and trade.

Read the latest report

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Specialist sector teams

With our expert sector knowledge we can help businesses manage risk, achieve liquidity and drive growth ambitions.

Specialist sector teams

Corporate & Institutional insights

The latest insights, reports, expert commentary and client case studies.

The source

Keep up to date on LinkedIn

For the latest insights follow our dedicated LinkedIn channel for corporates and institutions.

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