Business Bank Accounts

Business Accounts to meet your everyday needs and help drive long-term growth.

Specialist expertise and support tailored to you

From our beginnings over 250 years ago, Lloyds Bank has always had a keen focus on business banking. Today, we blend our experience with leading-edge technology to offer businesses of all types and sizes reliable and flexible everyday banking.

Whether you’re a sole trader or a multi-national, a new business or a long-established society or school, you’ll enjoy dedicated support from our UK-based business specialists.

Whatever your growth ambitions, we’re here to help you thrive. 

New and small businesses

Your turnover is under £3m

Ideal bank accounts for new and smaller businesses that come with a range of business support offers and 12 months’ free day-to-day business banking*.

Business account for new businesses

Switch to Lloyds Bank

Large businesses

Your turnover is above £3m

Whether you’re seeking to switch your banking relationship or want the flexibility a secondary account offers you, we’re committed to your future success. 

Business current account

Community groups

Schools, credit unions and clubs, societies and charities all benefit from our breadth and depth of experience in their specialism. 

Community accounts

Client accounts

For professional practices that hold client money. Accounts for solicitors, accountants, insurance brokers, estate and managing agents.

Client accounts

Switching your business account to us is easy

A guaranteed switch in 7 working days, from when your account is opened using the Current Account Switch Service.


Valuable business insights

Explore our regularly updated library of expert insights that could help fuel your business decision-making.

Already have a Lloyds Bank business account?

Accounting software

Try it free for 3 months

Business Finance Assistant is an online accountancy package that integrates easily with your business accounts, including accounts with other providers. It can help you predict cash flow peaks and troughs, manage your invoices, submit digital VAT returns and much more – giving you greater control over your finances and saving valuable time.

 



Accepting card payments

Whatever the current size of your business, we can help you manage accepting card payments; online, over the phone or face to face.

 

 

 



 

Cardnet®

See how we compare in the market

Review alternative sources of business finance and compare products and services.

Financial Services Compensation Scheme

Due to FSCS eligibility criteria not all business customers will be covered.

Important legal information

*Applies to small businesses, including individuals setting up their first business bank account. Free day-to-day business banking includes cheques, standing orders, cash, UK Sterling Direct Debits, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits. Free electronic payments include UK Sterling Direct Debits, Standing Orders, Debit Card Transactions, Lloyds Bank/Other Bank ATM Withdrawals, Internet/Phonebank Debits/Credits, Faster Payment Debits/Credits, Internet Bulk Payments and Automated Credits.

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Any property given as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.
 

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. 

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. 

All lending is subject to status. Security may be required.