Everyday business guidance

Managing your operation effectively will play a key part in your success. We look at some of the significant aspects, including cash flow, tax, business protection and people – as well as how you can manage your impact on the environment.

Managing money and tax

Get on top of the important aspects of money and tax to help your business run smoothly.

Money and tax

Protecting your business

Plan for the future, prepare for challenging times and mitigate risks to your organisation with our selection of guides and products.

Planning and protection

Looking after your people

Information on employment processes, payroll and wellbeing. Managing your staff effectively is a good way to ensure your business is set up for success.

Your people

Managing money and tax

Get on top of the important aspects of money and tax to help your business run smoothly.

Money and tax

Protecting your business

Plan for the future, prepare for challenging times and mitigate risks to your organisation with our selection of guides and products.

Planning and protection

Looking after your people

Information on employment processes, payroll and wellbeing. Managing your staff effectively is a good way to ensure your business is set up for success.

Your people

Managing money and tax

Managing your finances efficiently and getting taxes right is an integral part of any business. We look at the importance of cash flow and why planning ahead, staying on top of bills and managing your assets effectively should be part of your long-term strategy. We then move onto business costs, energy prices and inflation – offering suggestions to help with the daily running of your operations. Whilst our products offer solutions to access capital, track your expenses, make tax digital and more.

Improve your cash flow

From financial forecasting to understanding your full cash position, we offer nine helpful tips that might help you look after your cash flow effectively.

Cash flow guidance

5 ways SMEs can manage energy price rises

Increased energy prices have affected businesses across the UK. This guide suggests ways to navigate those increases – focusing on grants, switching energy suppliers and more.

Managing energy prices

Navigating rising inflation and business costs

Business owners are dealing with inflation as best they can. We share ways that may help you reduce costs or use the current climate to your advantage.

Inflation guidance

Manage your accounts online

You can keep an eye on your business bank accounts at any time by using our online banking services and Business Mobile Banking app.

Register for online banking

Protecting your business

Managing a business isn’t always easy as circumstances can quickly change, often outside of your control. It’s important to have plans in place to help deal with any complications, and mitigate the impact to your operations.

These guides and products could help you protect your business from any unforeseen challenges. They focus on continuity planning, risk management, fraudulent activity and the benefits of insurance in testing times.

How to plan for disruption

Unforeseen disruptions can impact your business and hurt your day-to-day operations. However, if you identify and plan for risks then you’ll be better placed to navigate any complications smoothly. We look at how you can create a robust business continuity plan.

Business continuity planning

Guarding against invoice scams

Fraudsters target organisations of all sizes and can pose a serious threat to your business and its future. However, there are ways you can protect yourself and minimise the risk. Training staff, spotting suspicious invoices and staying vigilant will help you stay guarded against such scams.

Invoice scams

Managing risk for your business

Some businesses aren’t aware of the risks when they import, export, borrow or save. We look at these risks and share solutions that might help protect your business.

Financial risk

Keep your business safe from fraud

Information and training on how to protect your business from fraud effectively.

Explore fraud resources
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Protect your business with insurance

We can help protect you from financial loss when dealing with challenges such as property damage and liability claims. Benefits include:

  • Insurance tailored to you – customise your cover to match your business needs
  • Dedicated support from our specialist teams – including access to insurance advisors and legal support
Explore insurance options
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Cybersecurity for your business

See how Norton Small Business could help protect your business by registering for a 60-day free trial.

Register for offer

Managing your people

Whether you’re running a small start-up or a larger scale business, your people will always be central to your success. So building a supportive environment, one that looks after the wellbeing of employees, is not only the right thing to do but also makes business sense.

We start with the recruitment process and guide you through the complexities of managing employees – touching points such as employer responsibilities and ways of working. We then focus on one of the most important aspects of running a business, paying your employees, before offering guidance on mental wellbeing and accessibility.

A guide to employment

This guide looks at the employment process, from sound recruitment practices to your responsibilities as an employer, and offers guidance to help you manage your staff.

Employment law guide

Get your payroll right

Managing payroll doesn’t have to be difficult. We’ll help you learn how to operate an effective payroll system to ensure you’re paying all employees in full and on time.

Payroll systems

Mental health in the workplace

We look at how to create a supportive environment, why engaging with employees on this topic is a priority for businesses, and share insights on how business owners can improve their own mental health.

Mental wellbeing

Supporting employees with disabilities

This guide looks at how you can understand, support and work with employees who have disabilities.

Disability in the workplace

Your environmental impact

Environmental impact and being sustainable is top of the agenda for businesses focused on the effect they are having on their surroundings. There are many exciting opportunities in this space and those who take advantage of them may find the business case for going green is a strong one.

Report: How SMEs can achieve Net Zero

A practical guide identifying how SMEs can start their Net Zero journey, where they can achieve short term wins and how to navigate any challenges.

Net Zero

Why it might pay to go green

Prioritising sustainability can make business sense. From financial savings to greater profitability, here are six reasons going green could boost your turnover.

6 reasons to go green

Green Buildings Tool

This interactive resource assesses your property and suggests how you can make sustainable investments that will save you money.

Access the tool

Clean Growth Financing Initiative

Our Clean Growth Financing Initiative allows you to access discounted lending for green purposes, from small improvements right through to large scale ambitions.

Explore finance options

At a different stage of your journey?
Here are other ways we can help your business

Launching a business

Just starting out? We look at the steps you can take to ensure you’re set up for success.

How to start a business

Growing your business

A selection of products, case studies and guides to help you look to the future and expand your operations.

How to grow your business

Important legal information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.