Change your business address
If you're a full access user, you can update your business, registered, mailing and personal addresses within Online for Business and the Business banking app.
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Help and support
Supporting your banking needs
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Online banking
Our online services
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Explore our online services
Online banking
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What you can do online
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Download now
Download our app
You can pay in cheques, transfer money, and do much more, all from your mobile.
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Accounts and savings
Everyday banking and payments
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Accounts for Businesses
Accounts and savings
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Savings
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Accounting tools
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Make a payment
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View all products and services
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Business account holders
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Savings Strategy Tool
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Reward your patience
Savings worth waiting for? Get interest up to 4.01% AER with our Fixed Term Deposit Account.
Find out more
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Borrowing
Loans, cards and finance
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Business Loans
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Overdrafts
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Cards
Borrowing
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Invoice Finance customers
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Find out more
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Take payments
Card readers and online
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Cardnet existing customers
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View Lloyds Accept
Simple card payments
Smarter card payments for smaller businesses with Lloyds Accept.
Existing customers
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International trade
Business at home and abroad
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Importing
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Exporting
International trade
Existing customers
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Insurance
Find the right cover
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Business Insurance
Insurance
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Get a quote
Public Liability Insurance
Help protect your business from legal fees and compensation costs if a customer, client or other third party makes a claim against you.
Find out more
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Insights and resources
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Insights, guides and resources
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More on international trade
International trade
Guidance and support to help you reach new markets and trade with confidence.
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Corporate solutions
For corporates & institutions
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View all corporate solutions
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Corporate solutions
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Online services
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Explore the latest content
Insights for corporates and institutions
Find the latest insights, reports, expert commentary, client case studies, and economic and markets updates.
Useful resources
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Save and earn interest up to 4.01% AER¹
Business savings accounts
Planning for future growth or setting cash aside just in case? Open a savings account and earn interest up to 4.01% AER¹.
- Apply for a Fixed Term Deposit Account by 17 December and earn interest with a fixed rate of 4.01% AER1.
- Log in and open a savings account online in just a few minutes.
Save and earn interest up to 4.01% AER¹
Business savings accounts
Planning for future growth or setting cash aside just in case? Open a savings account and earn interest up to 4.01% AER¹.
- Apply for a Fixed Term Deposit Account by 17 December and earn interest with a fixed rate of 4.01% AER1.
- Log in and open a savings account online in just a few minutes.
Compare our business savings accounts
Notice accounts
Earn up to 2.56% AER¹
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Choose a 32 or 95-day notice period to withdraw money.
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Get a variable rate of interest set by Lloyds Bank.
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Deposit at least £10,000 and up to £5 million.
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1.77% - 2.56% AER¹
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1.75% - 2.53% Gross p.a.²
Fixed Term Deposit Account
Earn up to 4.01% AER¹
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Lock money away for an agreed term.
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Get a fixed rate of interest for the length of your term.
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Deposit at least £10,000 and up to £5 million.
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1.41% - 4.01% AER¹
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1.40% - 4.01% Gross p.a.²
Instant Access Account
Earn up to 1.21% AER¹
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Access your money anytime you need it.
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Get a variable rate of interest set by Lloyds Bank.
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Start small and grow your savings alongside your business.
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0.50% - 1.21% AER¹
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0.50% - 1.20% Gross p.a.²
Fixed Term Deposit Account
Earn up to 4.01% AER¹
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Lock money away for an agreed term.
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Get a fixed rate of interest for the length of your term.
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Deposit at least £10,000 and up to £5 million.
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1.41% - 4.01% AER¹
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1.40% - 4.01% Gross p.a.²
Notice accounts
Earn up to 2.56% AER¹
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Choose a 32 or 95-day notice period to withdraw money.
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Get a variable rate of interest set by Lloyds Bank.
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Deposit at least £10,000 and up to £5 million.
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1.77% - 2.56% AER¹
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1.75% - 2.53% Gross p.a.²
Instant Access Account
Earn up to 1.21% AER¹
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Access your money anytime you need it.
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Get a variable rate of interest set by Lloyds Bank.
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Start small and grow your savings alongside your business.
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0.50% - 1.21% AER¹
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0.50% - 1.20% Gross p.a.²
Interest rates stated above for fixed term deposits and notice accounts are available as at 06/11/2026 and expire on 17/12/2026 and may be subject to change.
1 AER – The AER stands for Annual Equivalent Rate and is the notional rate, which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER, you’ll be able to compare more easily what return you can expect from your savings over time.
2 Gross Rate – Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs.
New to Lloyds? Give your money a growth plan
New to Lloyds? Give your money a growth plan
Combine offers on our Business and Savings Accounts. Get a savings account with interest up to 4.01% AER1 and claim a free 6-month Xero subscription and up to £400 in rewards with a Lloyds Business Account.
New to Lloyds? Give your money a growth plan
Combine offers on our Business and Savings Accounts. Get a savings account with interest up to 4.01% AER1 and claim a free 6-month Xero subscription and up to £400 in rewards with a Lloyds Business Account.
Business Savings Interest Calculator
Discover how our business savings interest rates could work for you. Use our calculator to work out what you could earn.
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for 12 months.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##95_notice_account_int##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##12_month_ftd_int##
12 month Fixed Term Deposit
##12_month_ftd##% gross p.a. / ##12_month_ftd_aer##% AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
|
How does it work? |
How much can I save? |
How do I manage the account? |
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|---|---|---|---|
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How does it work? 95 Day Notice Account |
How much can I save?
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How do I manage the account? Save from £10,000 to £5 million |
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How does it work? 32 Day Notice Account |
How much can I save?
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How do I manage the account? Save from £10,000 up to £5 million |
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How does it work? Fixed Term Deposit |
How much can I save?
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How do I manage the account? Save from £10,000 up to £5 million |
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How does it work? Instant Access Account |
How much can I save?
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How do I manage the account? Save from £1 |
|
##95_notice_account_int##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer## % AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##12_month_ftd_int##
12 month Fixed Term Deposit
##12_month_ftd##% gross p.a. / ##12_month_ftd_aer##% AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
-
Savings comparison table How does it work?
How much can I save?
How do I manage the account?
How does it work?
95 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 to £5 million
- View your balance online
- Add or withdraw funds by phone or email
How does it work?
32 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Add or withdraw funds online, by phone and email
How does it work?
Fixed Term Deposit
How much can I save?
- You can only withdraw funds after your fixed term ends
- Funds can’t be added during the fixed term
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Manage your maturity online when the fixed terms comes to an end
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for the specified term.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
|
How does it work? |
How much can I save? |
How do I manage the account? |
|
|---|---|---|---|
|
How does it work? Instant Access Account |
How much can I save?
|
How do I manage the account? Save from £1 |
|
-
How does it work?
How much can I save?
How do I manage the account?
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
- Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for 3 months.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##95_notice_account_int_3_month##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int_3_month##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##3_month_ftd_int##
3 month Fixed Term Deposit
##3_month_ftd##% gross p.a. / ##3_month_ftd_aer##% AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
|
How does it work? |
How much can I save? |
How do I manage the account? |
|
|---|---|---|---|
|
How does it work? 95 Day Notice Account |
How much can I save?
|
How do I manage the account? Save from £10,000 to £5 million |
|
|
How does it work? 32 Day Notice Account |
How much can I save?
|
How do I manage the account? Save from £10,000 up to £5 million |
|
|
How does it work? Fixed Term Deposit |
How much can I save?
|
How do I manage the account? Save from £10,000 up to £5 million |
|
|
How does it work? Instant Access Account |
How much can I save?
|
How do I manage the account? Save from £1 |
|
##95_notice_account_int_3_month##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int_3_month##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##3_month_ftd_int##
3 month Fixed Term Deposit
##3_month_ftd##% gross p.a. / ##3_month_ftd_aer## AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
-
Savings comparison table How does it work?
How much can I save?
How do I manage the account?
How does it work?
95 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 to £5 million
- View your balance online
- Add or withdraw funds by phone or email
How does it work?
32 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Add or withdraw funds online, by phone and email
How does it work?
Fixed Term Deposit
How much can I save?
- You can only withdraw funds after your fixed term ends
- Funds can’t be added during the fixed term
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Manage your maturity online when the fixed terms comes to an end
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for 6 months.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##95_notice_account_int_6_month##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int_6_month##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##6_month_ftd_int##
6 month Fixed Term Deposit
##6_month_ftd##% gross p.a. / ##6_month_ftd_aer##% AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
|
How does it work? |
How much can I save? |
How do I manage the account? |
|
|---|---|---|---|
|
How does it work? 95 Day Notice Account |
How much can I save?
|
How do I manage the account? Save from £10,000 to £5 million |
|
|
How does it work? 32 Day Notice Account |
How much can I save?
|
How do I manage the account? Save from £10,000 up to £5 million |
|
|
How does it work? Fixed Term Deposit |
How much can I save?
|
How do I manage the account? Save from £10,000 up to £5 million |
|
|
How does it work? Instant Access Account |
How much can I save?
|
How do I manage the account? Save from £1 |
|
##95_notice_account_int_6_month##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int_6_month##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##6_month_ftd_int##
6 month Fixed Term Deposit
##6_month_ftd##% gross p.a. / ##6_month_ftd_aer##% AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
-
Savings comparison table How does it work?
How much can I save?
How do I manage the account?
How does it work?
95 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 to £5 million
- View your balance online
- Add or withdraw funds by phone or email
How does it work?
32 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Add or withdraw funds online, by phone and email
How does it work?
Fixed Term Deposit
How much can I save?
- You can only withdraw funds after your fixed term ends
- Funds can’t be added during the fixed term
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Manage your maturity online when the fixed terms comes to an end
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for 9 months.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##95_notice_account_int_9_month##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int_9_month##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##9_month_ftd_int##
9 month Fixed Term Deposit
##9_month_ftd##% gross p.a. / ##9_month_ftd_aer##% AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
|
How does it work? |
How much can I save? |
How do I manage the account? |
|
|---|---|---|---|
|
How does it work? 95 Day Notice Account |
How much can I save?
|
How do I manage the account? Save from £10,000 to £5 million |
|
|
How does it work? 32 Day Notice Account |
How much can I save?
|
How do I manage the account? Save from £10,000 up to £5 million |
|
|
How does it work? Fixed Term Deposit |
How much can I save?
|
How do I manage the account? Save from £10,000 up to £5 million |
|
|
How does it work? Instant Access Account |
How much can I save?
|
How do I manage the account? Save from £1 |
|
##95_notice_account_int_9_month##
95 Day Notice Account
##notice_account_95day##% gross p.a / ##notice_account_95aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##notice_account_int_9_month##
32 Day Notice Account
##notice_account##% gross p.a / ##notice_account_aer##% AER (variable)
Interest is calculated and paid to your account daily (unless otherwise agreed).
##9_month_ftd_int##
9 month Fixed Term Deposit
##9_month_ftd##% gross p.a. /##9_month_ftd_aer##% AER (fixed)
Interest is paid at the end of the agreed term.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
-
Savings comparison table How does it work?
How much can I save?
How do I manage the account?
How does it work?
95 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 to £5 million
- View your balance online
- Add or withdraw funds by phone or email
How does it work?
32 Day Notice Account
How much can I save?
- You can withdraw funds any time provided you give notice
- You can add funds any time
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Add or withdraw funds online, by phone and email
How does it work?
Fixed Term Deposit
How much can I save?
- You can only withdraw funds after your fixed term ends
- Funds can’t be added during the fixed term
How do I manage the account?
Save from £10,000 up to £5 million
- View your balance online
- Manage your maturity online when the fixed terms comes to an end
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for 12 months.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
|
How does it work? |
How much can I save? |
How do I manage the account? |
|
|---|---|---|---|
|
How does it work? Instant Access Account |
How much can I save?
|
How do I manage the account? Save from £1 |
|
-
How does it work?
How much can I save?
How do I manage the account?
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
- Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for the specified term.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
##instant_access_int_monthly##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
|
How does it work? |
How much can I save? |
How do I manage the account? |
|
|---|---|---|---|
|
How does it work? Instant Access Account |
How much can I save?
|
How do I manage the account? Save from £1 |
|
-
How does it work?
How much can I save?
How do I manage the account?
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
- Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Your results
This is an illustration of your estimated future balance. It's based on your initial deposit of ##balance## and holding each product for 12 months.
The calculations assumes no funds are added or withdrawn during the period. The rates shown are subject to change.
##instant_access_int##
Instant Access Account
##instant_access_power_range##% gross p.a. / ##instant_access_aer_range##% AER (variable)
Interest is calculated daily and paid monthly.
More information about our business savings accounts
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How does it work? |
How much can I save? |
How do I manage the account? |
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How does it work? Instant Access Account |
How much can I save?
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How do I manage the account? Save from £1 |
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How does it work?
How much can I save?
How do I manage the account?
How does it work?
Instant Access Account
How much can I save?
- You have flexibility to withdraw funds whenever you need them, without notice
- Funds can be added anytime
How do I manage the account?
- Save from £1
- View your balance online
- Pay in and withdrawal funds anytime online
Explore more from business savings
Protecting your money
The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.
Supporting UK businesses
We’re here to help Britain thrive. See how we’re supporting UK businesses in our latest credentials report.
Savings Strategy Tool
Match your cash forecasts against our savings products and build a savings strategy bespoke to your needs.
Manage your savings account
Find out how you can manage your savings account online. View account details, make a change, see your recent activity and get statements.
Frequently asked questions
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A business savings account can offer you a higher interest rate than your business account. This might be ideal if you have extra cash or you’re saving up for something specific for your business.
It’s worth thinking about how quickly you might want to access this money. You have several options to choose from, including instant access savings, notice accounts and fixed term deposits – with different interest rates and terms for each account type.
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Think about how quickly you might need to access your money. With an Instant Access Account, you can withdraw exactly what you need whenever you want it. But it will usually have a lower interest rate than fixed term or notice accounts.
You should also consider the return you’ll make. If you’re able to lock your money up for a longer period, you’ll usually get a higher interest rate. Carefully compare the options available to you.
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Our business savings accounts are quick and simple to apply for. If you’re an existing customer, all you need to know is the amount you want to save and your email address.
You can apply for a business savings account in minutes using the business banking app or Online for Business.
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It’s possible to earn some interest on your savings and not pay tax on it. But this depends on the type of account you have – whether you’re a sole trader or run a limited company, for example.
You’ll need to declare any interest you earn when you complete your tax return and you’re responsible for paying any tax due to HM Revenue and Customs. We pay the gross rate of interest, which means that tax will not be automatically deducted from interest on your behalf.