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Lloyds Bank is a leading provider of banking services to UK universities. Across Great Britain and Northern Ireland, we have a relationship with around 70% of higher education institutions, with some relationships spanning centuries.

The Higher Education sector makes a vital contribution to the UK economy and support for the sector aligns with our purpose of Helping Britain Prosper. We understand the issues our university clients face, including current financial sustainability challenges, the ongoing cost of living crisis, and the shifting political, economic and regulatory environment. We can support universities with financing, digital transformation, and sustainability strategy.

Why Lloyds Bank?

Dedicated specialists

Our dedicated team of Higher Education specialists have extensive sector expertise and experience and aim to understand the issues our UK university clients face.

Specialist support

Working closely with universities, we provide support with sustainable financing, digital transformation, risk management and environmental sustainability strategies.

Access to funding

Leveraging our experience, we support clients access to funding through the Public Bond and Private Placement markets alongside bank financing to achieve ambitious goals.

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Kate Manku, Head of Higher Education and Charities

Kate leads Lloyds’ Higher Education & Charities team in Corporate and Institutional Banking, bringing over 20 years of financial expertise across various roles in debt structuring, turnaround, and corporate coverage. For the past seven years, she has been a trusted advisor to our Higher Education clients, consistently delivering outcomes through deep sector insight and a relentless focus on client success.

Under her leadership, the team is highly equipped to support institutions with their strategic priorities, including arranging financing, supporting effective risk management, and managing cash and payments effectively. Kate also maintains a strong regional interlock, ensuring our support is aligned with local priorities and strategic opportunities.

Kate Manku, Head of Higher Education and Charities
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