Apply now for our Business Cards

You can apply online if you already have a Business Current Account with us

Log in and apply
image of Business Credit card

Business Credit Card

Ease your cash flow and enjoy flexible repayment options by accessing longer term credit when your available funds are limited.

  • Benefit from flexible repayment options.
  • Issue up to 20 cardholders with their own spending limits.
  • Borrow up to £10,000.
Log on and applyopens in a new window
image of Business Charge card

Business Charge Card

Make your capital work harder by accessing short term funding with no interest to pay as the monthly balance is repaid in full.

  • Pay your balance in full each month.
  • Issue as many cardholders as you need, with their own spending limits.
  • Borrow from £1000 up to an agreed limit.
Log on and applyopens in a new window

Key features and benefits

  • Up to 45 days of interest-free credit.
  • Easily manage and track your business expenses online.
  • Withdraw up to £500 cash per day.
  • Use your card worldwide, with no sterling transaction fees.
  • Use your card for contactless payments.
  • Take advantage of offers and discounts from Mastercard®.

Business Debit Card

Our Business Debit Card offers an affordable way to settle your daily expenses and clarity of spend with funds debited directly from your Business Account.

Find out more

Corporate Cards for businesses with a turnover above £3m

Speak to your Relationship Manager about your card payment needs.

Corporate Cards

Apply now for our Business Cards

You can apply online if you already have a Business Current Account with us

  1. Enter your log in details, which will take you to the Online for Business Homepage
  2. Select ‘Borrowing' in the left hand ‘Our Products and Services’ menu
  3. Select ‘Cards’
Log on and applyopens in a new window

Talk to us

If your business has a turnover up to £3m call 0345 072 5555

For businesses with a turnover above £3m call 0800 022 4395

We’re available from 9am to 5pm, Monday to Friday, except public holidays.

Log on and applyopens in a new window

Helping you compare our credit card currency charges with other providers

You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.

Indicative transaction value (excl Fees)
Transaction Fee Rate
Transaction Fee
Indicative Statement Value (incl Fees)
ECB to Sterling equivalent Indicative transaction Value
ECB to card variance
ECB Markup sub
ECB Mark up
ECB Pairing Rate
Cash Transaction Ffee

Edit Key/Value Pair Calculator

Edit Key/Value Pair Calculator




Your Credit Card foreign currency transaction fee mark up over the ECB rate.


Exchange rates

The table should be used as a guide only. Rates are updated once a day on business days. We use Mastercard rates and ECB rates which are subject to change.

Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.

You can find the latest available Mastercard exchange rate here.

Fees for currency conversion

The comparison above uses the credit card standard non-sterling transaction fee of 2.95%.

Lending appeals

Appeals for borrowing. Business finance declined? You can ask for the decision to be reviewed.

The right type of funding can play a vital role in helping your business reach its potential. If your lending application is declined, we will work with the British Bankers’ Association to pursue any raised appeals.

More about lending appeals