Travel insurance

Benefit from Travel Insurance when you book your trip with your Lloyds Bank Business Credit or Business Charge Card.

Travel Benefits

Travel Benefits
Benefits	Limit	Excess
Benefits Personal Accident (Full Cover)	Limit £112,500	Excess nil
Benefits Emergency Medical Expenses	Limit £90,000	Excess £50
Benefits Cancellation	Limit £2,250	Excess £50
Benefits Missed Departure	Limit £450	Excess nil
Benefits Hospital Daily Benefit	Limit £25 per day (max 30 days)	Excess 48 hours
Benefits Travel Delay	Limit £25	Excess 4 hours
Benefits Baggage Delay (Max 12Hrs) - per Hour	Limit £40	Excess 4 hours
Benefits Document Replacement	Limit £1,000	Excess nil
Benefits Legal Expenses	Limit £2,500	Excess nil

Exclusions expandable section
Any claim in respect of Cardholders aged 76 (seventy-six) years or older at the start of a Journey.

Any Pre-existing Health Disorder or Condition.

Any Journey booked or undertaken against medical advice.

Any Journey specifically undertaken with the intention of obtaining medical treatment.

Any claim arising from pregnancy, unless unexpected complications arise, and in no circumstances where the pregnancy has entered the 7th month at the start of a Journey.

Any claim arising from or related to wilfully self-inflicted Bodily Injury or Illness, insanity, alcohol, drug or substance abuse or self-exposure to needless peril (except in an attempt to save human life) or suicide.

Any claim arising from or related to the Cardholder engaging in any winter sports.