Working Capital

Managing operating finance

Supporting your working capital and trade finance needs.

Control over your cash flow is critical to business success. Whether you are looking to self-fund growth, reduce debt or enhance your balance sheet, optimisation of working capital is key.

Our working capital, trade finance and corporate cards can support all aspects of your end-to-end working capital cycle. We can help reduce both performance and payment risks as well as giving you access to funds locked up in your invoices and other trading assets. 

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Release funds against assets

Converting assets tied up in your business, such as unpaid invoices, property or equipment, into cash ensures funding is in place across the end-to-end cycle.

Our solutions give you flexibility, releasing value from your invoices typically within 24 hours of the invoice being raised.

Support and build resilience in your supply chain with earlier financing at a lower cost of funds.

Read more about receivables, supplier and invoice finance

Supplier finance

Used to optimise working capital while injecting liquidity into your supply chain reducing risk and improving supplier relationships.  Our solutions align the objectives of treasury, procurement and sales for both buyers and suppliers. 

View supplier finance solutions

Corporate cards

Card payment solutions that enable your business to streamline, reconcile and take control of the payment process for both travel and B2B expenditure. Online reporting and expense management systems make the process more efficient by giving you clear oversight of how your business is spending and the ability to automate the expense reclaim process for colleagues. 

Find out more about corporate cards

All lending is subject to status.