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Sustainable finance products
Financing options to support your business's sustainability strategy.
Discounted lending products
Clean Growth Financing Initiative (CGFI)
Discounted green lending for new or additional borrowing that improves environmental impact.
- Minimum loan: £25,001.
- Discount: No arrangement fee (for businesses with turnover up to £25m). 0.25% interest rate reduction (for business with a turnover over £25m).
- Eligible uses: Energy-efficient equipment, electric vehicles (EVs), renewable energy (solar, wind), and more.
Green Asset Finance
Finance for energy efficient equipment, electric vehicles, and other green assets.
- Minimum transaction: £25,001.
- Discount: 0.25% (for businesses with turnover up to £100m). Up to 0.20% (for turnover over £100m).
- Eligible assets: EVs and charging infrastructure, renewable energy and battery storage, machinery and waste management systems, and more.
Buildings Transition Loan
Support for acquiring or refinancing energy-efficient buildings.
- Eligibility: SMEs acquiring or refinancing EPC A or B-rated properties. Eligibility criteria apply.
- Loan condition: 75% of loan must fund EPC A/B-rated buildings (if multiple properties).
- Benefit: Fee-free or discounted arrangement fee.
Sustainability-linked loans
Loans that incentivise achieving ambitious sustainability performance targets.
- Purpose: General corporate facilities aligned with relevant predetermined ESG performance targets.
- Eligibility: For businesses with £100 million+ turnover.
- How it works: Loan terms are based on your business’s performance against ESG targets.
Speak to your Relationship Manager.
Sustainability Referenced Deposits
Fixed Term and 95 Day Notice deposit products for businesses with £25 million+ turnover, looking to earn returns on excess liquidity. Not linked to specific loans.
- Contribute towards funding eligible Lloyds Bank Sustainability Lending.
- Deposit range: £10,000 - £25,000,000.
- Backed by a second-party opinion from Sustainalytics.
Speak to your Relationship Manager to find out more.
Vehicle leasing
Electric vehicle business contract hire
Review your options as you transition your business to a lower carbon fleet with Lex Autolease.
Cars for staff schemes
Help your employees access EVs for personal use by offering a green salary sacrifice 'cars for staff' scheme with Tusker.
Key sustainability topics
Energy efficient buildings
Energy efficient buildings have lower bills and reduced emissions. Find out more about our Green Buildings Tool and discounted sustainable financing for higher EPC rated buildings.
Lower-carbon transport
Reduce your carbon footprint by acquiring electric or hydrogen vehicles and associated infrastructure.
Energy and renewables
Generate your own green energy with financing for renewables and find out how to switch to green energy providers.
Sustainable farming and food
Learn more about the key sustainability themes in agriculture and access the Soil Association Exchange platform to help you grow sustainably.
Sustainable manufacturing
Plan your progress with an MTC sustainability line walk and access sustainable finance to improve your energy efficiency.
*All lending is subject to status