Discounted lending products

Clean Growth Financing Initiative (CGFI)

Discounted green lending for new or additional borrowing that improves environmental impact.

  • Minimum loan: £25,001.
  • Discount: No arrangement fee (for businesses with turnover up to £25m). 0.25% interest rate reduction (for business with a turnover over £25m).
  • Eligible uses: Energy-efficient equipment, electric vehicles (EVs), renewable energy (solar, wind), and more.
More on CGFI Lending

Green Asset Finance

Finance for energy efficient equipment, electric vehicles, and other green assets.

  • Minimum transaction: £25,001.
  • Discount: 0.25% (for businesses with turnover up to £100m). Up to 0.20% (for turnover over £100m).
  • Eligible assets: EVs and charging infrastructure, renewable energy and battery storage, machinery and waste management systems, and more.
Green Asset Finance

Buildings Transition Loan

Support for acquiring or refinancing energy-efficient buildings.

  • Benefit: ‘Fee-free’ (£3-25m turnover) or discounted arrangement fee (£25-£100m turnover).
  • Eligibility: For refinancing or purchasing a property that is already rated EPC-A or EPC-B, or for properties rated EPC-C to EPC-G if you commit to improving (retrofitting) the property to at least EPC-B within a time frame agreed with your Relationship Manager.
Buildings Transition Loan

Agriculture Transition Finance

Refinancing and new lending to support farms transitioning to regenerative practices.

  • Discount: Arrangement fee-free lending with terms of up to 25 years and up-front interest-only period of up to 5 years and flexible drawdown capability on variable rate loans.
  • Eligibility: loan is subject to lending assessment, client status and application outcome, and transition eligibility must be evidenced.
Agriculture Transition Finance

Sustainability-linked loans​

Loans that incentivise achieving ambitious sustainability performance targets.

  • Purpose: General corporate facilities aligned with relevant predetermined ESG performance targets.
  • Eligibility: For businesses with £100 million+ turnover.
  • How it works: Loan terms are based on your business’s performance against ESG targets. 

Speak to your Relationship Manager.

Sustainability Referenced Deposits

Fixed Term and 95 Day Notice deposit products for businesses with £25 million+ turnover, looking to earn returns on excess liquidity. Not linked to specific loans.

  • Contribute towards funding eligible Lloyds Bank Sustainability Lending.
  • Deposit range: £10,000 - £25,000,000.
  • Backed by a second-party opinion from Sustainalytics.

Speak to your Relationship Manager to find out more. 

Vehicle leasing

Electric vehicle business contract hire

Review your options as you transition your business to a lower carbon fleet with Lex Autolease.

Visit Lex Autolease

Cars for staff schemes

Help your employees access EVs for personal use by offering a green salary sacrifice 'cars for staff' scheme with Tusker.

Visit Tusker

Key sustainability topics

*All lending is subject to status