The benefits of sustainable finance products

Save money

Enjoy discounted finance for a range of sustainable activities which could save your business money in the long term.​

Hit sustainability targets​

Help to improve your business' environmental impact.

Protect your business​

Prepare for environmental regulatory changes.​

Discounted lending products available​

 

Green lending and asset finance​

​Our Clean Growth Financing Initiative offers discounted loans or asset finance (£25,000 minimum) when used specifically to improve your business’ environmental impact.​

  • Discount: an arrangement fee-free loan or up to 0.25% interest rate reduction.​
  • Purchasing equipment such as electric vehicles, wind turbines and solar panels as included in the Enhanced Capital Allowances Scheme.​
  • Developing or upgrading properties to meet the highest energy-efficient standards.​
  • Funding green projects, sustainable agriculture solutions and many more.

Clean Growth Financing Initiative

 

Property acquisition and refinancing​

Our Buildings Transition Loan can help you acquire and refinance energy efficient buildings.

  • Discount: an arrangement fee-free loan.​
  • For businesses refinancing or acquiring one or more EPC A or B-rated properties.
  • If the loan is for multiple buildings, then at least 75% of the loan value must be for EPC A or B-rated buildings The remainder may be used for minimum EPC C-rated buildings. We will perform this calculation on your behalf.​
  • Available for small to medium sized enterprises (SMEs).​
  • We will only recognise the portion of the loan associated with EPC A and EPC B-rated buildings as sustainable finance, in line with our Sustainable Financing Framework.​

Buildings Transition Loan

 

Sustainability-linked loans​

You can benefit from reduced interest rates on loans if your business hits environmental targets.​

  • ​Receive a set of environmental and social key performance indicators (KPIs) which your business must meet to secure margin discount on financing.
  • Be rewarded for taking positive steps towards reducing your business’ environmental impact.
  • For businesses with £100 million + turnover. ​

​Speak to your Relationship Manager to find out more.

Green Buildings Tool

 

Our Green Buildings Tool enables you to identify, evaluate and understand your property to help make it more sustainable and energy efficient. The tool can be used alongside the arrangement fee-free Clean Growth Financing Initiative loan to retrofit your business’ buildings to be more efficient.​

  • Analyse energy saving initiatives that affect the energy performance certificate (EPC) rating which could reduce CO2 emissions.
  • Reveals initiatives and properties that offer the best return on investment with regards to CO2 reduction.

Green Buildings Tool

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.