£49 upfront* No monthly fee

Take secure face-to-face card payments, by pairing the card reader to the Lloyds Bank Cardnet App on your mobile or tablet device.


  • No monthly fee
  • Connects via Bluetooth
  • Receive funds typically in 3 working days
  • Average eight-hour battery life
  • Compatible with iOS and Android
  • Set up in less than 30 minutes
  • Free 12-month warranty


Apply now

Lloyds Bank Cardnet® mPOS card reader

No monthly fee. Only pay when you use it.

Fixed transaction fee of 1.75% applies for each payment you accept.2

Logos for supported payment types

Payments to suit your customers

Setting up your Mobile Point of Sale is easy and means you’re ready to serve your customers from anywhere.

  • Accept contactless, Apple Pay, Google Pay, Samsung Pay, and chip & PIN
  • Send digital receipts via SMS or email
  • Process refunds directly from the app

Payments to suit your business

Whether you’re taking card payments as a small business that’s just starting out, or you want to take card payments on-the-go, Lloyds Bank Cardnet mPOS takes care of it.

Card and payment data is automatically secure and protected. You can view historic and real-time transactions, as well as see daily summaries and generate custom reports via the app.

We’ll also provide the required PCI DSS information when you apply, saving you time and effort.

Getting started with your Mobile Point of Sale

1: Apply

Simply answer a few questions online or over the phone and share some business details, then confirm and pay to complete your application.

2: Set up

Once you’ve completed the application, we’ll ask you to electronically sign the agreement, then we’ll set up your account.

3: Connect

Once you’ve received your device, simply launch the Lloyds Bank Cardnet App (How do I download the Lloyds Bank Cardnet App?) and pair it to your mobile or tablet device to start selling.

4: Learn

Track your sales and access statements via our free online reporting tools, providing live customer data to help you manage and develop your business.





Fully paperless. Send receipts via email or SMS.


Refunds are processed in the app and are PIN-protected for extra security.

Set up

Ready in less than 30 minutes. See the Quick start guide on our Customer Hub.


Connects using Bluetooth on a smartphone or tablet. Also works with Wi-Fi or a 3G / 4G / 5G connection.

Payment methods

Accepts all major credit and debit cards as payment, plus Apple Pay, Google Pay and Samsung Pay.


Limited 12-month warranty. We aim to provide a replacement device within 3 working days if reader gets damaged or stops working.


Rechargeable via a micro-USB (cable included). 2 hours for a full charge and average battery life of 8 hours. Can accept payments while device is charging.


Dedicated UK-based team contactable via webchat, email at lloydsbankcardnetmPOS@lloydsbanking.com (response within 48 hours) or by phone (9am to 5pm Monday to Friday).

Frequently asked questions

Ready to apply?

Ready to apply?

Apply online, or by calling us on 0330 134 7976. Lines are open 9am to 5pm Monday to Friday.

Apply now

Other ways to accept payments face to face

Mobile card reader illustration

Mobile card readers

Could be ideal if you need to sell away from your premises.

Mobile card readers
Terminal illustration

Portable card machines

A great option for taking payment in and around your premises.

Portable card machines
Countertop card machines illustration

Countertop card machines

Could be perfect if you always serve your customers at the till.

Countertop card machines

Rates and charges

*£49 one-off joining fee for the service. The first device is provided as part of this charge.

£49 plus VAT fee applies to any additional devices.

2Ongoing pay as you go fee for card payments. All cards charged at 1.75%.

1.75% fee applies to all major credit and debit cards. American Express is also available and is optional. Per-transaction charge is agreed via direct contract with Amex.