Change your business address
If you're a full access user, you can update your business, registered, mailing and personal addresses within Online for Business and the Business banking app.
Large business loans
- Get funding over £50,000 to fuel your growth.
- Unlock capital to expand operations or open new locations.
- Choose from a range of options to suit your needs.
Why choose us for a large business loan?
What can you use your Business Loan for?
Use your Business Loan your way to suit your needs and ambitions
Real estate and housing
Manufacturing
Retail
Agriculture
See all sectors
Discover what we do for businesses in your sector.
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Frequently asked questions
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Yes, we are lending to businesses of all sizes. We are a responsible lender so not all loan applications will be successful. But, we may be able to support your business with other finance options and guidance to other sources of funding or government-backed schemes.
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Security for loans isn’t always necessary or needed. We'll only seek security where appropriate, on a case-by-case basis, reflecting risk and type of facility. We can also support your ambitions through government-led schemes, which are suitable for a range of different circumstances.
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It depends on the circumstances of each business. We review each business on a case-by-case basis and assess their overall risk profile. We may be able to offer funding with certain terms or different sources of finance. The key thing is not to be deterred from trying if that’s what your business needs to grow.
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During the application process, we'll request your permission to carry out a credit assessment. Unless your credit history shows multiple applications, your credit rating shouldn’t significantly deteriorate. Lenders are likely to see occasional enquiries as part of a typical business process. If we do decline your application, we can discuss other finance options or refer you to our appeals process.
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Yes, you can repay your variable rate loan early and you won’t have to pay an early repayment fee. If you have a fixed rate loan, you may have to pay an extra fee if you pay off the balance before the end of the term.
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When you start repaying your business loan depends on what you agreed with us. You’re usually expected to make monthly repayments on a regular basis until the loan is paid off.
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You can apply for a Lloyds Bank Business Loan without having a Business Current Account with us. If your application is successful and you don’t want to open a Business Current Account with us, we’ll open a Loan Servicing Account for you, which has no day-to-day fees or charges, until you’ve repaid your loan. You’ll be given this choice during your application.
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Yes, we can help you find the right loan and guide you through the application process.
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Yes, you can apply for a loan to purchase rental properties for your business.
Other ways to finance your business
Loans are only one way to finance your business. Depending on your circumstances and goals, another type of borrowing could suit you better. Explore your options and check out the other types of finance we offer – from business overdrafts to asset finance.
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.