Car Leasing

Get behind the wheel of a brand-new car with fixed monthly payments that suit you.

What is car leasing?

Leasing a car is similar to a long-term rental. You’ll pay an initial rental and then make fixed monthly payments to use the car over a fixed term.

Leasing is different to Personal Contract Purchase (PCP) and Hire Purchase (HP) because you don’t have the option to own the car at the end of the agreement. When the lease ends you’ll need to hand the car back in good condition.

  • More than 4000 new cars available from over 30 manufacturers.
  • No resale or trade-in worries - when the lease ends you’ll just hand back the car.
  • Lease the car for between 2 and 5 years. Choose an initial rental and mileage limit that suits you.
  • Check your eligibility with no impact on your credit score.
  • Cover routine servicing, tyres, and replacement parts due to fair wear and tear by adding a maintenance and breakdown package to your monthly fee.


Apply now for Car Leasing


Leasing is exclusively provided by Lex Autolease Limited. Lloyds Bank plc act as a credit broker not the lender. We’ll get a payment from Lex Autolease Limited for introducing you to them. It’s a flat fee, which means the amount is the same for all leases and cars. 

Get a new car in six simple steps

Step 1

Step 1

Choose your car

Choose a brand new car, with more than 4000 models available from over 30 manufacturers. Select the colour, interior trim and other extras to get your car just as you’d like it.

Step 2

Step 2

Get a quote

Choose the length of your lease from 2-5 years, the initial rental amount you’d like and your annual mileage.

We’ll then give you a quick quote with no impact to your credit score.

Step 3

Step 3

Place your order

We’ll need a few details about you and your finances so we can check your eligibility for a lease. If you’re approved, your order will be placed with the network of dealers.

Step 4

Step 4

Sign the paperwork

We’ll find a dealer who can provide your car and then send your leasing documents for you to read. Just sign these and your car will start to be built.

Step 5

Step 5

Get your car delivered

When your car is ready, it’ll be delivered straight to your door at a time that suits you, completely free of charge.

Step 6

Step 6

When your lease ends

The car will be collected from you once your lease has finished. If the car is in good condition and within the agreed mileage limits, there’s nothing else to pay.

Ready to apply?

Ready to apply?

Check your eligibility and configure your new car

Apply now for car leasing

Frequently asked questions

  • Yes, all the cars are brand new. You can pick from over 4,000 brand new models from more than 30 well-known manufacturers.

  • No, you won’t be able to own the car. When the lease has finished, you’ll hand the car back. If you want car finance that lets you own the car, take a look at our Personal Contract Purchase (PCP) or Hire Purchase (HP) options.

  • No, it won’t. We may do a soft credit check, but this won’t affect your credit score.

    The finance will only show on your credit file if your application is successful and once your agreement has been finalised.

  • The lease is provided by Lex Autolease. They work with a wide network of car dealers around the country. When you place your order, they’ll find a dealer to provide your car.

  • You’ll only start paying once you car has been delivered. You’ll set up a Direct Debit as part of signing your leasing documents. Your first payment will come out once you’ve taken delivery of your car.

  • All car lease contracts include:

    • Use of the car for the length of your contract.
    • Vehicle tax is included for the duration of the lease.
    • Free Great Britain (GB) mainland delivery.
    • Full manufacturer’s warranty*.

    *Consider the following with regards to the manufacturer warranty:

    The warranty may expire before your contract ends depending on the term you have chosen. Refer to the manufacturer handbook for details of what is covered in your warranty. 

    If you have chosen a pre-registered car, the remaining manufacturer warranty will be passed to you.

    For peace of mind, you can also choose to include an optional maintenance package as part of your lease. This includes:

    • MOTs.
    • Routine services.
    • Replacing tyres.
    • Labour, parts and repairs.
    • Breakdowns.

    You can add the ‘with maintenance' option when getting your initial quote. Your monthly rental quote will be changed to include the maintenance cost for the full length of your contract. 

    Please note:

    The optional maintenance package can only be included in your lease when you make your online application. It can’t be added afterwards.

    Repairs or replacements from accidental or malicious damage and damage caused by driver misuse or abuse are excluded. The car must be serviced in accordance with manufacturer’s guidelines and by an approved service dealer.

  • You’ll get an email telling you the expected delivery date of your car.

    Note: Various factors can affect when you car will be delivered. Most cars can be delivered within four months of placing an order. However, part shortages and other factors mean that it can take longer than usual for new cars to be delivered at the moment. It may also take longer to deliver some prestige cars or cars with multiple features. Cars that are pre-registered or in-stock offers may be available for delivery sooner.

    Your order will be tracked and you’ll be told of any changes by email.

    The dealer will contact you when your car is ready to be delivered and will arrange a time to deliver the car that suits you. Deliveries generally happen between 9am and 5.30pm Monday to Friday.

  • Yes. If you have a private registration/cherished plate that you’d like to have on your car, then this shouldn’t be a problem. There will be an admin fee to pay to add the plate, as well as an admin fee to pay at the end of the lease to remove it.

    You can contact us to discuss and arrange putting a personalised plate on your car.

  • Some wear and tear is expected but if any extra damage falls outside the BVRLA (British Vehicle Rental Leasing Association) Fair Wear and Tear guidelines then you may be charged.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).