for Car Insurance

Lloyds Bank Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

 

Electric cars

Our car insurance covers electric vehicles. You’ll get the following benefits:

 

  • Battery cover – whether your battery is leased or owned we’ll cover accidental damage, fire and theft
  • Cable cover – your charging cable is covered for accidental damage, fire and theft
  • Additional cover – with RAC Breakdown cover, all vans carry charging units to get you back on the road.


Some manufacturers may require you to have separate battery insurance.
 

 

Get up to £100 cashback with our insurance

Take care of what you value most, and we'll take care of you - a cashback reward with our range of insurance products: home, motor and life.

£50 cashback for two eligible insurance policies and £100 for three eligible policies.

If you purchase or renew a policy between 02 April 2024 and 02 July 2024. The policy needs to be held on 02 August 2024.

You must purchase new policies directly from Lloyds Bank online, by phone or in a branch. The policy cannot be purchased through a price comparison website.

More about our cashback offer

Terms and Conditions apply

Choosing the right level of car insurance cover

Car insurance is essential if you are planning on driving and is a legal requirement.

There are three levels of cover that you can choose from and it’s important to get the right level of cover to suit your needs.

You can choose from:

Comprehensive

Third Party, Fire & Theft

Third Party

Comprehensive

While this insurance tends to be the most expensive level of car insurance, it offers a greater level of protection.

Table outlines the features of Fully Comprehensive Car Insurance

What am I protected against?

What is covered

What is not covered?

What am I protected against?

  • Accidental or malicious damage
  • Fire
  • Theft and attempted theft
  • Vandalism.

What is covered

  • The car and accessories
  • Personal belongings
  • Glass damage
  • Personal Accident Cover
  • Driving abroad
  • Replacement locks if your keys or ignition activation device is stolen.

What is not covered?

  • Misfuelling the car
  • Loss or damage to the car due to leaving the car in a state where it’s either left running, unlocked, open or unattended
  • Loss or damage to money, credit debit/cards and telephones
  • The excess for all relevant claim types shown in the schedule of insurance.

Terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Comprehensive (PDF, 210KB).

Third Party, Fire and Theft

Third Party, Fire and Theft does not cover damage to your car if you’re in an accident or incident. However, it does cover the cost of damage to a third party. This would include their car, property or any medical injuries to the third party as a result of the accident or incident. Your car will be insured in the event that it is stolen or damaged due to a theft or attempted theft. The car will also be covered if it is damaged due to a fire.

Table outlines the features of Third Party, Fire and Theft Car Insurance

What am I protected against?

What is covered

What is not covered?

What am I protected against?

  • Third Party damage
  • Fire
  • Theft and attempted theft

What is covered

  • Loss or damage to your car and its accessories caused by fire, theft or attempted theft
  • The bodily injuries or death of a third party
  • Damage to a third party’s car or property caused by your car
  • Driving abroad.

What is not covered?

  • Loss or damage to your car and its accessories caused by accidental or malicious damage or vandalism
  • Loss or damage caused by leaving the car in a state where it’s either left running, unlocked, open or unattended
  • Glass damage, unless it’s be caused by a theft or attempted theft
  • Loss or damage to personal belongings.

Terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Third Party, Fire and Theft (PDF, 210KB).

Third Party

Third Party Car Insurance is the minimum level of cover you can take out to enable you to drive on public roads. It meets the legal requirements and provides cover to third parties in the event of an accident or incident. However, it does not cover any damage to your car or property.

Table outlines the features of Third Party Car Insurance

What am I protected against?

What is covered

What is not covered?

What am I protected against?

  • Third Party damage.

What is covered

  • Damage to someone else’s car or property that’s been caused by your car following an accident or incident
  • Driving abroad.

What is not covered?

  • Loss or damage to your car and its accessories caused by accidental or malicious damage or vandalism
  • Loss or damage caused by leaving the car in a state where it’s either left running, unlocked, open or unattended
  • Glass damage, unless it’s be caused by a theft or attempted theft
  • Loss or damage to personal belongings.

Terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Third Party (PDF, 210KB).

I'm new to Lloyds Bank

Get an online car insurance quote with Lloyds Bank Car Insurance. You can also retrieve a saved quote.

Get a quote now

Get a quote by phone

If you'd prefer to speak to someone, call us to get a quote on 0330 018 1403.

Lines are open Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 10am-4pm and Bank Holidays 9am-5pm. Calls and online sessions may be monitored and recorded.

 

Get peace of mind with optional extras

We offer additional cover options. You can upgrade your car insurance policy from our range of additional cover options. Here are the optional upgrades you can choose from:
 

Find out more about optional extras


Terms, conditions and exclusions apply.

Lloyds Car Finance

If you are in the market to buy a new or used car, or to switch your current car finance, have a look at our car finance options.

Find out more about car finance