Your remortgage starts here

We know how important it is to get the right mortgage, whatever step of the ladder you're on. See if you could save money by moving your mortgage to us.

View our rates

Share some details about you and your mortgage to view our rates.

Build your deal

Create a mortgage deal based on you and your needs.

Apply to switch

Apply online, or our mortgage advisers can help by phone or in branch.

Start your journey

Use our Remortgage calculator and find a deal to suit your needs. Any amount we agree to lend is subject to a full mortgage application. 

Already have a Lloyds Bank mortgage? See if you could switch to a new deal.

Remortgage calculator

You could lose your home if you don’t keep up your mortgage repayments

What is a remortgage?

In simple terms, it's when you switch a mortgage to a new deal with a different lender.

You might choose to do this to save money or to borrow more against your property. Your mortgage is likely to be your biggest monthly expense, so it's important that you find the best deal for your needs.

Is remortgaging right for you?

Before you commit to a new deal think about what you want most. Are you trying to save money, or is it more important to you to pay the mortgage off more quickly? Make sure you're aware of any fees you may have to pay when you leave your current deal, such as early repayment charges.

It's also a good idea to try and find out how much you might be able to borrow before you apply. Our expert mortgage advisors are always happy to answer any questions you may have and help you to find a new deal.

Offers on a selected range of mortgages

  • There’s no standard valuation fee
  • We’ll pay for your basic legal work (additional legal fees may apply)
  • £250 cashback for Club Lloyds customers who complete on a qualifying mortgage.
  • You could qualify for up to £1,000 if you switch your mortgage to us from another lender and take out additional borrowing for eligible energy efficient home improvements. 

You can qualify for one or more offers if eligible. 

Got a question?

With 250 years’ experience, you can count on us to build a deal that’s right for you.

We can help you find out all you need to know about moving your mortgage.

Learn more about remortgaging

Help when you need it

You can talk to us over the phone or use our mortgage video service from the comfort of your own home.

Call us on 0345 122 1337. We're open Monday to Friday 8am-8pm, Saturday 9am-4pm.

Find out about booking a branch appointment

Already applying to remortgage with us online?

Pick up where you left off with the log on details we gave you.

Log on to continue

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.