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Lloyds Bank World Elite MastercardĀ® is a rewards card that comes with cashback on your everyday purchases, whether youāre at home or away, and a world of travel benefits.
Ā£15 monthly account fee.
Credit is available subject to status, to UK residents aged 18 and over.
Gain access to more than 1,300 airport lounges, worldwide.
Skip the queues and upgrade your experience through airport security at participating airports, provided by DragonPass.
Access Mastercardās exclusive PricelessĀ TM experiences and offers.
Add another cardholder to share your travel benefits and experiences, and boost your cashback at no extra cost.
Your standard interest rates will be linked to the Bank of England Base Rate. This means they will change automatically in line with changes to the Base Rate, but any promotional rates and offers you have won't.
As our standard interest rates are variable it means we can also change them for other reasons in the future if we need to.
Draft credit card account terms and conditions (PDF, 992KB)
A full set of terms and conditions specific to you will be issued once youāve been accepted for a Lloyds Bank World Elite Mastercard.
Responsible lending
Lloyds Bank is a responsible lender, and we only want you to borrow what you can afford, in a way thatās best for you. The outcome of your credit card application depends on our assessment of your circumstances.
If youād like to talk to us about the choices youāve made, weāll refer you to a member of staff to help you. Theyāll also be able to talk to you about your options if youāre experiencing financial difficulties
A note on fraud
You wonāt have to pay us for any unauthorised postal, telephone or internet transactions made by someone other than you or an additional cardholder. However, you and additional cardholders must take all reasonable measures to protect your account. You should never disclose your PIN to anyone. You can give suppliers your card details and wonāt be liable if they misuse them. However, if youāve given someone else your card details, youāre liable for all transactions unless youāve told us theyāre not authorised.