Switch and invest offer details
Opened or topped-up an investment account or ISA?
Funding and transfer requests must have been initiated between 24 February and 31 May 2026 to your Share Dealing ISA, Share Dealing account, Invest Wise ISA or Invest Wise account.
Keep the balance, get cashback
We’ll work out your cashback based on your balance on 30 October 2026, through the overall amount you’ve added minus the amount you've taken out during the offer period.
You’ll receive cashback by 20 November 2026 into your Lloyds current account.
Investment cashback offer - closed 31 May 2026
Earn up to £600 cashback if you funded or transferred into your share dealing account or ISA between 24 February and 31 May 2026, and hold it there until 30 October 2026.
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Money added |
Cashback recieved |
|---|---|
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Money added £5,000 to £9,999.99 |
Cashback recieved £30 |
|
Money added £10,000 to £14,999.99 |
Cashback recieved £60 |
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Money added £15,000 to £19,999.99 |
Cashback recieved £90 |
|
Money added £20,000 to £24,999.99 |
Cashback recieved £120 |
|
Money added £25,000 to £49,999.99 |
Cashback recieved £150 |
|
Money added £50,000 to £74,999.99 |
Cashback recieved £300 |
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Money added £75,000 to £99,999.99 |
Cashback recieved £450 |
|
Money added £100,000 and over |
Cashback recieved £600 |
This offer has ended
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As long as you started a switch to a Lloyds current account between 01 January 2026 and 30 April 2026, you could have taken part. So any money funded or transferred into your Share Dealing account or ISA between 24 February 2026 and 31 May 2026 before or after your switch will count.
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Any Cash ISA transfer or Stocks and Shares ISA or Share Dealing Account transfer from another provider.
Transfers from a Share Dealing Account or Stocks and Shares ISA held within Lloyds Banking Group (Lloyds, Halifax, Bank of Scotland and Scottish Widows) don’t qualify.Workplace share transfers for Lloyds Banking Group colleagues will also not qualify for cashback.
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Funding
You could have funded your account instantly by using your linked debit card, by direct debit or cheque.Direct debits can take 3 to 5 working days to be set up and for the first payment to reach your account.
Cheques should have been sent to:
Lloyds Bank Share Dealing
12 Wellington Place
Leeds
LS1 4APMoney must have been cleared in the account to qualify for the offer.
Transfers
Instructions for transfers can be found through 'Transfers' when logged in to your account.For shares held electronically, requests that have been submitted online by 11:59pm on the 31 May 2026 will qualify. Paper forms may follow if required.
For certificated shares, instead of completing the online transfer form, you will have needed to complete a 'Certificate Transfer Form' and a 'Crest Transfer Form'. You needed to have sent us your completed forms along with your share certificate(s) by 31 May 2026.
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- Eligibility
The offer is available to UK residents aged 18 or over.
You must:
- Switch to any Lloyds Current Account (excludes Lloyds account upgrades and Private Banking Accounts) between 24 February 2026 and 30 April 2026;
- Open or already hold a Lloyds Bank Share Dealing Account or Share Dealing ISA;
- Fund or transfer a minimum of £5,000 into your Lloyds Share Dealing or Share Dealing ISA (including transfers from another ISA provider) during 24 February 2026 and 31 May 2026 (Qualifying Period).
- Maintain the transferred or funded value between 31 May 2026 and 30 October 2026 (Offer Period).
- Customers who switched to a Lloyds Current Account between 01 January 2026 and 23 February 2026 are also eligible for this offer, provided they meet the remaining criteria.
- Workplace-related share transfers for Lloyds Banking Group colleagues are excluded.
- If the bank account opened during the switch is closed on or before 30 October 2026, you will not meet the criteria for cashback.
2. Qualifying Period
- Funding must be completed by debit card or direct debit by 23:59 on 31 May 2026.
- Direct debits can take 3 to 5 working days to be set up and for the first payment to reach your account. Please make sure you set this up early to allow enough time for the payment to be collected and credited to your Share Dealing Account by 23:59 on 31 May 2026.
- Transfers must be initiated by 23:59 on 31 May 2026 by using the online transfer form and clicking ‘Confirm’.
- If paper forms are required for transfers, they must reach us promptly after this date, but the online form must have been completed to the ‘Confirm’ stage by 23:59 on 31 May 2026.
3. Cashback Amount
- You will receive £30 for every £5,000 funded or transferred up to £25,000, and £150 for each £25,000 after that. The maximum cashback you can earn is £600 for £100,000 and over, subject to any withdrawals during the Offer Period.
- For new customers who opened an account during the Qualifying Period, cashback applies to the funded/transferred balance.
- For existing Share Dealing customers who held the account before 24 February 2026, cashback applies to the eligible new money funded and/or transferred into during the Qualifying Period.
- For the purposes of calculating cashback, all qualifying funding and transfers made during the Qualifying Period, across ISAs and Share Dealing Accounts will be combined.
- Cashback will be paid into your Current Account (that has been opened as part of the Switching process) within 15 working days (Payment Date) from the end of the Offer Period.
4. Maintaining Balance in the Offer Period
- You must maintain the transferred or funded value between 31 May 2026 and 30 October 2026 (Offer Period).
- Any withdrawals or transfers out between the start of the Qualifying Period and the end of the Offer Period will result in the cashback being paid on the new value as at 30 October 2026.
- If, during the Offer Period, your portfolio decreases or increases due to market movements, this will not affect your eligibility for the offer or the value of any cashback paid.
- You can trade in your account as normal without impacting cashback as long as you do not withdraw or transfer out the amount you have funded or transferred for the offer.
- If the total balance of all qualifying funding and transfers is below £5,000 as at 30 October 2026, whether due to withdrawals or transfers out, the cashback will not be paid, as this does not meet the offer terms.
5. Qualifying Accounts
- Applies to Lloyds Bank Share Dealing Accounts and Share Dealing ISAs only.
- The offer excludes Ready-Made Pensions, Self-Invested Pension Plans (SIPP) and Ready-Made Investment ISAs or accounts transfers.
6. Payment
- Cashback will be paid to your current account by 20 November 2026.
- Cashback payments will be made by Lloyds Bank plc.
- No alternative payment methods are available.
7. Transfer Conditions
- Stock transfers can be from any UK provider except those within Lloyds Banking Group (Lloyds, Halifax, Bank of Scotland, Scottish Widows).
- Transfers from Cash ISAs are permitted, including Cash ISAs within Lloyds Banking Group.
- Certificate transfers are included, subject to the assets being eligible for transfer into a Lloyds Share Dealing Account or Share Dealing ISA.
- We will make every effort to transfer all your stocks, but some holdings may not be transferable. You must complete and sign a declaration setting out your preferences for any assets we can’t transfer. If a provider can transfer only part of your portfolio, we’ll act in line with the options you selected on the signed declaration (e.g., sell or exclude the asset). You won’t receive further confirmation while the transfer is being processed.
- We are not responsible for delays caused by your existing provider.
8. General Terms
- We may amend or withdraw this offer at any time.
- Anyone we reasonably consider to be abusing this offer may be excluded at our absolute discretion.
- Separate terms apply to Share Dealing Accounts and Share Dealing ISAs.
9. Promoter
- The promoter of this offer is Lloyds Bank plc, 12 Wellington Place, Leeds, LS1 4AP.
Important legal information