Share Dealing ISA

Open a Share Dealing ISA with Lloyds Bank and start investing today.

 

Benefits

  • Create and control your own portfolio.
  • Free regular investments.
  • ETF Quicklist and Investment tools.
  • Invest up to £20,000 every tax year.
  • All profits are free from Capital Gains and UK Income Tax.    
Open your Share Dealing ISA

How will it work?

Step one.

You choose

Choose from a variety of investments options, including UK and international shares, Exchange Traded Funds (ETFs), funds, bonds and gilts.

Step two.

You invest

Invest up to £20,000 a year free from Capital Gains or UK Income Tax.

Step three.

You trade

Only £1.50 commission when buying or selling funds online or trade regularly for free with our Regular investment plan.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

Why invest with Lloyds Bank?

After 250 years helping Britain prosper, we can

help your money work harder too.

Why invest with Lloyds Bank?

After 250 years helping Britain prosper, we can

help your money work harder too.

Clear and competitive pricing

With our flat fee structure you pay the same price no matter the size of your portfolio.

A name to trust

Since 1765, we've helped Britain prosper, providing financial confidence and peace of mind for our customers of every generation.

No two investors are the same

That's why we deliver investment opportunities, insights and services that work for you.

 

You're in control

Invest a lump sum at any time, or small amounts on a monthly basis - whatever works for you.

 

All in one place

With the Mobile Banking app, you can manage your investments alongside your everyday banking.

 
Arrow left and right for transfer

Easy to switch

There's never been a better time to transfer

How to transfer your account to Lloyds bank

What charges do I pay?

Our Share Dealing ISA administration charges are simple.

Admin charge

A six month administration charge of £20.00 applies every April and October (This charge is waived for Premier and Private Banking customers, please speak with your Relationship Manager). Accounts opened at other times will be charged from the next payment date. This charge does not apply to 18-25 year olds.

Commission charges

Buy or sell online:

Funds £1.50

International Shares £0 (1% FX rate applies)

All other online investments £11.00 (£10.00 for Premier and Private Banking customers)

Pay no commission on investments with our Regular investment plan.  

Frequent trader?

£8.00 online dealing commission when you trade 8 or more times per quarter.

Additional charges

There are additional charges for trading and other services. For full details, please read our Charges page.

Please note, if you open your account between payment dates, the six monthly admin charge will be collected from the following payment date.

The table includes the dealing commission and account charges you'll pay as standard. If you invest in a fund, you'll also pay an ongoing charge directly to the fund manager. You may also pay government taxes and levies depending on the investment you choose.    

Ready to apply for a Share Dealing ISA?

 

I'm new to Share Dealing

If you want to get started, you'll need your address, debit card details and national insurance number. This can be set up in minutes.

Terms and Conditions (PDF 378, KB)

Open a Share Dealing ISA

I already invest with Lloyds Bank

Log on to apply. Once you've accessed your account, click on ‘Open a new account’ in the right-hand navigation.

You can also use your Mobile Banking app to check your investments.

Log on to Internet Banking

Log on to Share Dealing

Frequently asked questions?

Learn the basics of investing

What is investing?

Our simple 5-step guide helps you decide if investing works for you.

See beginners’ guide

Understanding risk

Discover what investment risk is and how understanding it could help you grow your investments over time.

Understanding risk

What is an ETF?

Learn about ETFs and how they can help you start investing today.

ETF Academy

FSCS protected logo 

Investments with Lloyds Bank Direct Investments are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.

This is in addition to any other savings deposits you may hold across Lloyds Banking Group. 

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information