Our cover and what’s included

Why choose Lloyds Bank home insurance?

Here when you need us most
Make claims easily online or by phone. Our Home Emergency helpline is always open.

Choose your own excess
Select the amount you’ll pay towards most claims - a higher excess could mean you'll pay less for your cover.

No hidden costs
We won't charge an admin fee if you add cover to or remove it from your policy.

Here to get things sorted
Face to face Personal Claims Consultant support for complex claims if we think you need help.