When should I get Buildings Insurance when buying a house?
You should make sure you have Buildings Insurance arranged for the date contracts are exchanged. This is the point when you will be legally responsible for the house.
Do I need Buildings Insurance for a flat?
If you are renting, your landlord should have Buildings Insurance for you. You may want Contents Insurance to cover the cost of your items inside your flat.
If you’re buying a flat as a leasehold, the freeholder will need Buildings Insurance. You’ll have to show this to your mortgage lender.
Is Buildings Insurance a legal requirement?
No. Buildings Insurance isn’t required by law. But you may struggle to get a mortgage without cover in place.
I'm a landlord, is Buildings Insurance right for me?
Yes. Our Buildings Insurance is designed to protect the owner of the building from the cost of incidents such as fires, floods or storms.
If you rent out a property, you can get our Buildings Insurance. Plus, you will get cover for the carpets and other floor coverings, curtains/blinds and domestic white goods too.
Limits, terms and exclusions apply.