Mortgages help & guidance

Use our mortgages hub to discover everything you need to know about applying for a mortgage, moving house or remortgaging. Learn more with Lloyds.

What would you like to know?

If you’re a complete newcomer to the mortgage process or you’re looking for a refresher on all the important stuff, you’ll find it here.

Buying your first home

Looking to take your first step on the property ladder? Find out what to expect when you get your first mortgage, what kind of mortgage you might be interested in, and what you'll pay for with our guides.

First time buyer help

Home mover help

Thinking about moving house? Find out more about what you’ll need to do, what you’ll pay for and get a refresher on all things mortgages.

Home mover help


Remortgaging is when you get a new mortgage deal with a different provider. Make sure you’re in a good position to make a decision with our guides on remortgaging.

Remortgaging help

Mortgage calculator

Find out what your monthly mortgage repayments could be, work out your loan to value and more with our mortgage calculator.

Use our mortgage calculator

You could lose your home if you don’t keep up your mortgage repayments

Are you ready to get a mortgage with Lloyds?

An Agreement in Principle (AIP) is the first step to getting a mortgage, which lets you know how much you could borrow.

Apply for an AIP

Already have a mortgage with us?

Learn more about what you can do with your mortgage.  You may be able to save money by switching to a new deal, or borrow more on your mortgage.

I'm an existing customer

Eco Home Hub

Find out how to fund energy efficient home improvements using our Eco Home Tool, about Eco Home government schemes, and tips on how to make your home more sustainable.

Eco Home Hub

Homeowner Inspiration

We’ve brought together inspirational content, hints, tips and tools for homeowners like you.

Homeowner Inspiration

Need to speak with someone?

You can talk to us over the phone or use our mortgage video service from the comfort of your own home.

Contact us

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.