What do you want to know?

Find out more about first time buyer mortgages with our help and guidance articles. Simply choose which topic you would like to know more about.

Applying for a mortgage

Learn the stages you’ll go through, the documents you’ll need and what a mortgage agreement in principle is with our step-by-step guides on applying for a mortgage.


Mortgage essentials

Discover what conveyancing is, the costs first time buyers will pay and definitions for the key terms you’ll come across when you’re buying your first home.


Types of mortgage

Do you know your Buy to Let from your shared ownership? Find out the different mortgage types and how they work here.

Mortgage types

Mortgage affordability

Saving up is a big part of getting your first mortgage – find out everything you’ll have to pay for here.


Repaying your mortgage

You’ll find everything you’ll have to pay for when applying for a mortgage – from conveyancing to stamp duty – with these guides.

Repaying your mortgage

Events for first time buyers

From working out your budget to getting the keys to your first home, we’re here to help. We’re running free online events for first time buyers, available to everyone, you don’t even need to be an existing Lloyds Bank customer.

Our mortgage experts will help you find out about:

  • Starting Out: Saving for a deposit and government schemes available
  • House Hunting: Finding the right property for you
  • Other costs: Protecting you and your home, other costs to consider
  • Journey to Completion: Valuations, surveys and the final stages to getting your keys.
Find a free eventFree events for first time buyers

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

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