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Buying a house with a mortgage is exciting, but it’s also a big commitment. We can help you understand mortgage repayments.
Once you’ve completed on buying a house, your first mortgage repayment is usually made within a month. Your mortgage lender will write to you to tell you exactly when your first payment is due.
Expect this first payment to be higher than the amount you see in the mortgage offer. That’s because includes the current month’s interest on top of the next months’ payment.
When you take out a mortgage, it’s important to remember that you could lose your home if you don’t keep up your mortgage repayments.
You can repay your mortgage early, but you may be charged a fee if you pay all or part of your mortgage before the end of the mortgage term.
Helping you save to take your first step on the property ladder.