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We can help you learn more about overpaying and underpaying your mortgage repayments.
Generally, mortgage repayments are for the same amount each month. But some mortgage deals offer the chance to either overpay or underpay your regular amount.
We’ll explain why it's good to make overpayments if you can, how to overpay or underpay and things to think about first.
Here are some handy guides on how to make a payment.
If you're comfortably making your monthly mortgage repayments, overpaying could help you save money. By overpaying, you’ll lower the total amount you owe quicker. This means you could repay your mortgage faster and pay less interest.
Depending on the type of mortgage deal you have, you can either make monthly overpayments or pay lump sums. Generally, up to 10% of your contractual mortgage payments.
But it’s not for everyone. Some people prefer to put extra money they have into a savings account instead.
See our latest remortgage deals and interest rates​.