If you’re in the final three months of your current deal, or you’re already on one of our standard variable rates, you can compare your options for borrowing more and switching deals at the same time.
If you have between three and five months remaining on your current deal, you can secure a new rate for your existing mortgage now, but you won’t be able to borrow more online at the same time. If you’d like some help, you can speak to one of our Mortgage and Protection Advisers to discuss your options.
If you have more than five months remaining on your current deal, you will probably need to pay an Early Repayment Charge to switch to a new deal now. If you start to apply online, we’ll just show your extra borrowing options. You can call us if you’d like to discuss switching deals.
If you also want to change your term or repayment type, please call us to discuss your options with one of our Mortgage and Protection Advisers.