Helping you make more of your money

Through our partnership with Schroders Personal Wealth, we want to give more of our customers access to financial and investment expertise, to help give you the chance to choose what your financial future looks like.

If you have at least £100,000 in sole annual income, or £100,000 spread across sole or joint savings, investments and personal pensions, they could help you

Book an appointment
Fees/Charges will apply if you take out a product or service.

Advice made for you

Watch this short video to see how Schroders Personal Wealth can work with you towards your financial goals

Why not book in an appointment to speak to an adviser today?

It all starts with a free, no obligation conversation to understand if the service is right for you. There are no hidden fees or charges, and you’ll only start to pay for the service if you decide to take forward the recommendations they present to you in your personalised financial plan. 

What is wealth management?

Wealth management is about making your money work harder. For some, it’s about protecting wealth for future generations. To others, it’s about making smart investments to build up income or savings for retirement.

Expert advice from Schroders Personal Wealth could help with:

 

Investing for your future

Research shows that getting the right advice could increase your wealth by £47,000 over a decade1. Make sure your money is working as hard as you are. 

Access expert investment management services and financial products tailored to your risk appetite.

Remember that the value of investments and any income from them can go down as well as up. You may not get back the amount you invest.

Investment management

Pass on your wealth

Your estate could be subject to 40% inheritance tax, over the £325,000 threshold. Forward planning can help make sure it’s your loved ones who benefit most in your will.

Making arrangements for passing on your wealth in a tax-efficient manner is a matter of great importance to many people. Expertise from a wealth adviser could help you pass on your wealth more effectively.

 

Inheritance tax and succession planning

Planning for retirement

Could you manage on £175.20 a week? 44% of retired people rely on the state pension as their main source of income2. Smart planning can help you enjoy this stage of your life.

Planning for your retirement can help you achieve the lifestyle you want, as you enter this next stage in your life. Schroders Personal Wealth will evaluate areas such as your current pension payments and create a strategy to try to help you achieve the savings and retirement income you’re looking for.

Pension planning advice

Protecting yourself and your family

Financial protection has never been so important. 

Your personal financial plan should include making sure you’re protected if you were to become seriously ill or injured, lose your income, or even your life. 50% of customers with protection insurance say they choose to take it out for peace of mind.

Schroders Personal Wealth can help you navigate your options with the aim of ensuring you get the right protection for your individual needs and cover what’s important to you. And we don’t take commission for getting you and your family protected so you’ll only pay the amount it costs for the insurer to cover you.

Protecting yourself and your family

1 Source: ICL research November 2019

2 Source: FCA Research (PDF, 5MB)

Book an appointment

Book a free, 15-minute appointment to find out if wealth management advice is what you’re looking for. There’s no obligation to take things further.

Book now

Or call us to book your appointment on 0808 167 4243.

Lines are open Monday to Friday, 9am–6pm and Saturday 9am – 1pm, excluding bank holidays.  

Calls may be monitored and/or recorded. Call costs may vary depending on your service provider.

Creating your financial plan
 

1. Arrange a meeting

Once you’ve requested an appointment, you will be contacted by Schroders Personal Wealth to arrange a call with a wealth adviser at a convenient time. 

2. Tell us your goals

A dedicated Schroders Personal wealth adviser will ask about your individual financial circumstances and your goals – helping them create a personal financial report.

This incurs no charge and you are not obligated to take things further.

3. Take out a product or service

Once you’ve received your personal financial report, you’ll need to decide whether you want to take out any products and services.

Fees/Charges will apply if you take out a product or service.

Head shot of Sade Murele, Personal Wealth Adviser, London
Sade Murele, Personal Wealth Adviser, London

“Your financial plan is very likely to change – that’s why Schroders Personal Wealth always looks to build an open, honest relationship with clients. They rely on our experts to manage their money and keep them updated every step of the way.”

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Wealth Management | Lloyds Bank

Private Banking

You may also be eligible for our Private Banking services. They can offer you:

  • A dedicated Relationship Manager. They will work with you to find the best ways to manage your money.
  • Preferential bank accounts and savings products offering enhanced rates.
  • Access to our tailored Wills, Tax, Bereavement and Trust services.
  • Tailored solutions to help with any short and long term lending needs you may have.

Separate eligibility criteria and fees apply.

More about Private Banking

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.


Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).