Agreement in Principle
An Agreement in Principle (AIP) is the first step to getting a mortgage. It’s sometimes called a Mortgage Promise or a Decision in Principle, and lets you know how much you could borrow before you apply for a mortgage.
Great news for first time buyers and home movers – we support the Government’s mortgage guarantee scheme. We could help you with a mortgage of up to 95% of the property’s value.
If you’re thinking about switching your mortgage to us from another lender, we’re currently offering mortgages of up to 90% on like for like mortgages, and 85% on mortgages with additional borrowing.
Complete an Agreement in Principle today and find out how much you could borrow.
You could lose your home if you don’t keep up your mortgage repayments
Government Schemes
Lloyds Bank support government backed initiatives to help people buy a home. So if you're a first time buyer, there could be a scheme that's right for you.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Calls may be monitored or recorded to help us improve our quality of service.