Agreement in Principle
An Agreement in Principle (AIP) is the first step to getting a mortgage. It’s sometimes called a Mortgage Promise or a Decision in Principle, and lets you know how much you could borrow before you apply for a mortgage.
If you’re thinking about switching your mortgage to us from another lender or moving home, we’re offering mortgages of up to 85% of a property’s value.
Great news for first time buyers – we could help you onto the property ladder with a mortgage of up to 90% of the property’s value. Complete an Agreement in Principle today and find out how much you could borrow.
Or, if a family member can help with the deposit, our Lend a Hand mortgage is great for first time buyers.
You could lose your home if you don’t keep up your mortgage repayments
Lloyds Bank support government backed initiatives to help people buy a home. So if you're a first time buyer, there could be a scheme that's right for you.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
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