Our accounts come with the following great features

  • Contactless and mobile payments - get a VISA debit contactless card and use Apple or Google Pay to make mobile payments.
  • Mobile Banking app and Internet Banking - both highly secure and packed with features to make banking fast and convenient, wherever you are.
  • Mobile alerts - to help you keep track of your money.
  • Overdraft facility available - all overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
  • Get up to 15% cashback - earn cashback with Everyday Offers when you pay by credit/debit card or Direct Debit with selected retailers. Merchant offers and cashback amounts vary. Internet Banking registration required. T&Cs apply.
  • Save the Change® - round your card payments up to the nearest pound to save as you spend.

Just choose the current account that suits you

From no frills, everyday banking, to accounts packed with extra benefits for a monthly fee - we've got the right account for you.

Classic account

Free everyday banking

  • No monthly fee for maintaining the account
Classic account

Club Lloyds account

No fee, or £3 a month

  • There’s a £3 monthly fee for maintaining the account, but we’ll refund this every month in which you pay in £1,500 or more
  • Earn interest on your money - on balances up to £5,000,  when you pay out two different Direct Debits each month
  • Choose a yearly benefit from:
    • a Gourmet Society membership
    • 6 cinema tickets
    • a magazine subscription
    • 12 digital movie rentals
Club Lloyds account

Platinum account

£21 per month

  • £21 monthly fee for maintaining the account
  • Worldwide multi-trip family travel insurance
  • Mobile phone insurance
  • AA breakdown cover
  • Card loss assistance
Platinum account

Get the best of both Club Lloyds and Platinum Accounts

Club Lloyds Platinum account

£21 per month
+
No Club Lloyds fee, or £3 per month

  • £21 monthly fee for maintaining the account
  • £3 monthly Club Lloyds fee, but we’ll refund this every month in which you pay in £1,500 or more.
  • Earn interest on your money - on balances up to £5,000, when you pay out two different Direct Debits each month
  • Choose a Club Lloyds benefit each year
  • AA breakdown cover
  • Mobile phone insurance
  • Worldwide multi-trip family travel insurance
  • Card loss assistance

 

 

Youth & Student Current Accounts

Our Youth and Student Accounts will help you get the right start in life and be prepared for exciting times ahead. Both accounts offer free everyday banking with no fee for maintaining the account as well as having a great range of features and benefits.

Under 19s Account

Everyday banking allowing children and teens to make the most of their money.

  • Contactless debit card
  • Mobile Banking app
  • Credit Interest
Under 19s Account

Student Account

An account that helps keep on top of your finances so you can focus on your studies.

  • Contactless debit card
  • Mobile Banking app
  • Overdraft facility available*

* All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.

Student Account

Existing current account customer?

If you would like to know more about managing your account or want to upgrade your existing account there is information on this and much more below.

Manage your account

Joint accounts

Self service online

Upgrade now

Switch in seven days

Switch your account to us within seven working days and get all the benefits of a Lloyds Current Account.

Current Account Switch Guarantee

Help and guidance

Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

Independent service quality survey results

Personal Current Accounts


Published February 2021

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

Overall service quality - 1st Monzo - 85%
Overall service quality - 2nd first direct - 83%
Overall service quality - 3rd Starling Bank - 82%
Overall service quality - 4th Metro Bank - 76%
Overall service quality - 5th Nationwide - 71%
Overall service quality - 7th Lloyds Bank - 64%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Financial Services Compensation Scheme

Your money is protected by the FSCS

Apple Pay is a trademark of Apple Inc., registered in the US and other countries.

Android Pay is a trademark of Google Inc

 

Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

If your phone has been subjected to unauthorised modifications (e.g. jailbroken or rooted) the app will not be compatible with your device.