If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

 

Choose one of our featured accounts

Classic account

  • Earn up to 15% cashback at selected retailers5
  • Contactless payments
  • Access to our highly-rated banking app
  • Overdraft facility available1
  • Monthly fee for maintaining the account - Free

CLASSIC ACCOUNT

Club Lloyds account

  • Earn up to 15% cashback at selected retailers5
  • Contactless payments
  • Access to our highly-rated banking app
  • Earn variable credit interest4
  • Choose a lifestyle benefit each year2
  • Overdraft facility available1
  • Monthly fee for maintaining the account - Free3 or £3

CLUB LLOYDS ACCOUNT

Platinum account

  • Earn up to 15% cashback at selected retailers5
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover
  • Overdraft facility available1
  • Monthly fee for maintaining the account - £21

PLATINUM ACCOUNT

Club Lloyds Platinum account

  • Earn up to 15% cashback at selected retailers5
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover
  • Earn variable credit interest4
  • Choose a lifestyle benefit each year2
  • Overdraft facility available1
  • Monthly fee for maintaining the account - £21 + free3 or £3

CLUB LLOYDS PLATINUM ACCOUNT

1 All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.

Club Lloyds Account

2 Each year, you can choose either 12 digital movie rentals, an annual digital Gourmet Society membership, 6 cinema tickets, or an annual magazine subscription.

3 We'll waive the £3 monthly maintaining the account fee in any month you pay in £1,500 or more.

4 Earn monthly credit interest of 1.00% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (0.99% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable on balances from £1 up to and including £3,999.99, and 2.00% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.98% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable on any part of the balance from £4,000 up to and including £5,000. You won’t earn interest on any part of your balance over £5,000. Just pay out two different direct debits each calendar month.

From 1 October 2020, the variable rates of interest you can earn on credit balances are changing. The current interest rate of 1.00% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (0.99% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.), payable on balances from £1 to £3,999.99, is changing to 0.60% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers./grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. The current rate of 2.00% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.98% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) payable on the part of any balance from £4,000 up to and including £5,000, is changing to 1.50% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.49% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.). Full details can be found in the Guide to Changes (PDF).

5 Get up to 15% cashback when using your Visa Debit Card at selected retailers. Merchant offers and cashback amounts vary. Internet Banking registration required. T&Cs apply.

Not the right accounts for you?

Take a look at our range of other accounts to see which one suits you best, or compare all of our accounts.

Service Quality Information for personal current accounts

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

About our current accounts

A Lloyds Bank Current Account offers a range of banking services, such as:

  • Depositing and withdrawing cash
  • Paying bills and transferring money
  • Setting up standing orders and direct debits
  • Ordering travel money or sending money outside the UK

Applying online is quick and easy, the application process typically takes about 10 minutes.

Features that come with your Lloyds Bank Current Account

 

Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

If your phone has been subjected to unauthorised modifications (e.g. jailbroken or rooted) the app will not be compatible with your device.

Switch in seven days

Current Account Switch Guarantee

Switch your account to us within seven working days

Existing current account customer?

Upgrade your account through Internet Banking

Help & Guidance

Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

Independent service quality survey results

Personal Current Accounts


Published February 2020

As part of a regulatory requirement, an independent survey was conducted to ask approximately 865 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality


We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

first direct, 83%
Metro Bank, 82%
Nationwide, 74%
Santander, 63%
Lloyds Bank, 63%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

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