Get £200 on us
Switch your bank account to a new Club Lloyds, Club Lloyds Silver, Club Lloyds Platinum or Premier account using the Current Account Switch Service and get £200.
To qualify, you'll need to switch at least 3 active direct debits. Monthly account fees and eligibility criteria may apply.
Offer ends 09 December 2026. Conditions and exclusions apply.
Bank on Lloyds for your next current account
The Halifax brand is changing to Lloyds.
This means that Halifax customers can now also Bank on Lloyds for a wide range of current accounts. We’re really glad you’re here.
Trusted for over 250 years, Bank on Lloyds
Logos and ratings correct as of August 2026.
Why over 14 million customers choose Lloyds
Rewards
Get rewards, cashback, benefits and more with Lloyds Rewards.
AI Assistant
Explore Spending and ask questions to your own AI-Assistant.
Request a payment
A quick way to receive money to your account.
Travel Hub
Book travel with confidence and find deals on hotels and flights.
Credit score
Your credit score indicates to lenders how well you manage your finances.
Manage your vehicle
MOT, tax, insurance, servicing - all your deadlines here in the Lloyds app.
Everyday essentials
Save the change®
Create great saving habits with automatic round-ups.
Card Management
View and manage your card and PIN quickly and securely in the app.
Manage Subscriptions
Keep track of subscription payments and easily manage them in the app.
Spending Insights
See where your money goes, helping you track spending patterns by category and retailer.
Every month you have the chance to win £2,026
You need to activate the offer each month and be paid £1,000 or more into your personal current account each month to enter the monthly payday prize draw.
Compare our bank accounts
Filter by account type to find the one for you.
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Featured accounts |
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Featured accounts Monthly fee |
£0Free banking when you stay in credit. Other fees may apply. |
£5, refunded when criteria metRefunded each month you pay in £2,000 or more. |
£15, refunded when criteria metRefunded each month you pay in £5,000 or have £100,000 saved or invested with us. |
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Featured accounts |
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Featured accounts |
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Featured accounts No debit card fees overseas |
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Featured accounts Interest on your balance |
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Earn cashback when conditions are met. |
Earn cashback when conditions are met. |
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Featured accounts Exclusive mortgage offers |
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Club Lloyds customers get access to an exclusive initial mortgage rate discount. |
Lloyds Premier customers get access to our best initial mortgage rate discount. |
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Featured accounts Exclusive savings accounts |
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Club Lloyds customers get access to 4 exclusive savings accounts. |
Get extra interest on selected savings accounts. |
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Featured accounts Annual Lifestyle Benefit |
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Featured accounts Bupa Digital Family GP and Wellbeing subscription |
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Featured accounts Monthly cashback |
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We'll pay credit interest on balances up to £5,000 when you pay out 2 direct debits each month. |
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Featured accounts Financial coaching |
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Featured accounts Full account details |
Benefits supplied by selected third-party providers. Limits, terms & exclusions apply. Get up to 15% cashback with Offers from selected retailers. Retailer offers and cashback amounts vary.
Customers who don’t qualify for our other accounts could still be offered a Basic Account, giving you all the great mobile banking app features.
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Kids, teens and students |
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Kids, teens and students For ages |
11 to 18 Smart Start can be opened from age 11 to 15 and kept until they turn 18. Smart Start can be opened from age 11 to 15 and kept until they turn 18. |
13 to 17 |
Full-time students 17 and older |
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Kids, teens and students Free everyday banking |
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Kids, teens and students |
For 16 and 17 year olds. |
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Kids, teens and students |
For 16 and 17 year olds. |
For 16 and 17 year olds. |
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Kids, teens and students Interest on your balance |
For 16 and 17 year olds. |
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Kids, teens and students Option to apply for an arranged overdraft |
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We'll pay credit interest on balances up to £5,000 when you pay out 2 direct debits each month. |
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Kids, teens and students Apply in our app or online |
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Kids, teens and students Full account details |
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Packaged accounts |
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Packaged accounts Monthly fee |
£11.50 |
£22.50 |
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Packaged accounts |
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Packaged accounts No debit card fees overseas |
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Packaged accounts Mobile phone insurance |
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Packaged accounts AA Roadside Assistance |
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Packaged accounts AA At Home and National Recovery |
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Packaged accounts European and UK family travel insurance |
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Packaged accounts Worldwide family travel insurance |
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Packaged accounts Packaged account details |
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Packaged accounts Packaged accounts with extras |
Benefits supplied by selected third-party providers. Limits, terms & exclusions apply. Get up to 15% cashback with Offers from selected retailers. Retailer offers and cashback amounts vary.
Customers who don’t qualify for our other accounts could still be offered a Basic Account, giving you all the great mobile banking app features.
Packaged accounts
Accounts that offer a range of insurance and lifestyle benefits along with all the everyday banking services you rely on.
Accounts for kids and teens
A bank account could help children and young adults to build experience and confidence with money.
Student Current Account
Make the most of student life with an account designed for full-time students aged 17 or over.
Upgrade your account
If you’ve got an existing Lloyds current account, you might like to explore an upgrade. That could give you access to new benefits, without opening a second bank account.
What our customers say
"Such a nice and easy procedure for opening account."
M H Kabir, December 2025
Rated 4.1/5. 11950 Reviews
Mandated by the Financial Conduct Authority, read our personal current account Service Quality Information.
Important legal information