Why choose insurance with us?

  • Lloyds Bank home insurance is always here to help with access to our 24/7 Emergency helpline.
  • Lloyds Bank offers a range of insurance products from our selected underwriters.
  • 9 out of 10 customers would be likely to recommend Lloyds car insurance*.


*Based on a survey of new Lloyds Bank car insurance customers between 01 December 2022 and 31 May 2023. 90% of customers said they were likely to recommend us to a friend or family member.

Choose from our insurance products

Home Insurance

Protect your home and we’ll take care of you.

  • You can easily make claims online or by phone.
  • You choose the excess for most claims and there are no hidden charges.
Home insurance Home insurance.

Life insurance

Protect what matters most and get peace of mind.

  • Cover can act like a safety net. This could help your loved ones cope financially when you can’t be there.
Life insurance Life insurance.

Critical illness cover

Protect yourself with critical illness cover.

  • If you are diagnosed with a serious illness covered by your policy, this cover could help you and your loved ones meet day to day costs.
Critical illness cover Critical illness cover.

Car insurance

Get cover you can rely on with car insurance.

  • Access to our 24/7 Emergency helpline.
  • You can upgrade your policy from a range of additional cover options.
Car insurance Car insurance.

Van Insurance

Whether your van is for business use, private use, or personal use, get cover today.

  • Guaranteed replacement van cover at no extra cost for 12 months.
  • You can upgrade your policy from a range of additional cover options.
Van insurance Van insurance

Existing Insurance customers

Would you like help with one of your insurance products?

Existing insurance customers Existing insurance customers.

Help and guidance

Exposed bricks.

Home insurance

How to protect your home against extreme weather.

Weather hub Weather hub
couple lying on wooden floor

Life Insurance

What is mortgage protection insurance? 

Mortgage protection insurance Mortgage protection insurance

Car insurance

Winter driving tips.

Top tips on driving safely

Frequently asked insurance questions

  • Home Insurance can protect you from the cost of damage to the structure of your home and what’s inside. There are three main types of home insurance:

    • Buildings - Covers the building itself.
    • Contents - Covers the things inside your home.
    • Buildings and Contents - Covers both buildings and contents together.

    You will be covered if an event that is covered in your policy damages your home or items. These events usually include fire, flood, storm, or theft. More about home insurance.


  • Life insurance acts as a financial safety net, supporting your loved ones if you can’t be there. It pays out a cash lump sum if you die before your policy ends.  Check out our life insurance page.


  • This cover pays a cash lump sum, if you are diagnosed with a covered illness, before your policy ends. It’s designed to help you and your loved ones meet day-to-day costs. This can let you focus on your own health and wellbeing. Check out our critical illness cover page.


  • Car insurance will pay out if:

    • someone steals or vandalises your car
    • someone sets your car on fire
    • you have an accident in your car.

     It protects you against any damage you cause to other road users or property. Your level of cover depends on the type of policy you take out. More about car insurance.


  • Insurance is a financial product that protects you, your family and/or your property against the risk of death, serious illness, loss, damage, or theft.

    When you buy insurance, the cost of a potential loss transfers to the insurance company. If you don’t make a claim, you won’t get your money back.

    Some types of insurance you have to take out by law such as car insurance.