Do you renew Home Insurance every year?
Yes, you should renew your home insurance policy each year to make sure you are covered.
You can choose to automatically renew every year. This means your Home Insurance will be renewed for another year, without you needing to do anything. Or, you can contact us every year if you prefer.
Whichever you choose we will always write to you before your renewal date to let you know about any changes. You should also always check that the cover is still right for you.
Does Home Insurance cover mobile phones?
Our Contents Insurance will cover your phone when it’s in your home. For example, if it’s been stolen, we’ll cover the cost of replacing your phone.
You won’t be covered if your phone is damaged or stolen when you’re away from the house, unless you have Personal belongings away from the home cover. You can add this for an extra cost to cover your personal things while you're outside of your home.
Limits, terms and exclusions apply.
How many Home Insurance claims can I make per year?
There is no limit to the number of claims you can make in a year with us. There is a limit on the value you can claim for any one event. There may also be a limit on how much you can claim for a single item.
The more you claim, the more you might pay for Home Insurance the year after. Insurers will look at how many claims you have made when they decide how much to charge and whether to offer you Home Insurance.
Check your policy for more information on your policy limits.
Do you pay Home Insurance monthly or yearly?
You can pay your Home Insurance monthly or in one yearly payment.
