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Ready-Made Investments

Take your first step in investing from just £50 a month.

Capital at risk. Internet Banking customers only. Account fees and charges apply.

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Introducing our ETF Quicklist

A quick and easy way to get started on your investment journey. Invest regularly and pay no trading fees.

View our ETF Quicklist

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Trading made easy

Buy and sell funds online for just £1.50 commission per trade.

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    Already a Share Dealing customer?

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    Use our Mobile Banking app

    You can now use the mobile banking app to check your investments and everyday banking with one simple log on.

    Find out more on how to do this in Internet Banking

    ETF Quicklist

    Exchange Traded Funds (ETFs) are a simple, low-cost way to build an investment portfolio. We've worked with iShares by BlackRock to bring you our ETF Quicklist – a shortlist of ETFs covering different countries and themes which can help you access a wide range of stocks with just one investment. Plus, pay no trading fees with our free regular investment plan.

    More about ETF investing

    Ways to invest with Lloyds Bank

    If you are looking for an ISA, Share Dealing Account or ready-made investments, you can find the right account with our filter tool. You can access 7 world markets through our share dealing service or pick from our ready-made investments. We also offer a wide range of funds and our Select List helps to make it easier for you to choose.

    Compare our accounts

    Regular Investing

    Regular investments could be another way for you to grow your money, without needing a lump sum. Start your plan today and pay no commission on regular investments.

    More about regular investing

    Share Dealing ISA

    Invest up to £20,000 this tax year and pay no UK tax on profits or income from dividends.

    Share Dealing ISA

    Share Dealing Account

    If you’ve used up your £20,000 ISA allowance we have a flexible trading account to continue investing with.

    Share Dealing Account

    Ready-Made Investments

    For something simpler, we have a low, medium and high risk fund to select between. You can pick between an ISA or Investment Account to hold them in.

    Ready-Made Investments

    Do you want to trade US shares?

    If you’re looking to trade international shares you’ll need to complete a couple of forms, we explain what you need to do to get started on our international trading page.

    How to trade US shares

    Invest in an IPO

     

    We have partnered with 'PrimaryBid' to offer the option to invest in IPOs (Initial Public Offering).
     

    Click on the link below and follow the instructions on how to invest.

    Invest in IPOs Link to invest in an IPO with 'PrinmaryBid'

    Trade in funds for less

    You can buy and sell funds online for just £1.50 commission. Using our Funds Centre you can search and compare over 2900 funds to help find the right fund for you. You can also view our independently selected fund picks on our Select List.

    Search for funds

    Ready-made investments

    Ready-made investments

    Our ready-made investments are managed for you by fund experts. Choose the risk level that is right for you (low, medium or high risk) for a simple, diversified investment.

    Find out more about ready made investments

    Research the market

    Our market research centre provides you with up-to-date market news, prices, charts and analysis for a wide range of investment types.
     

    Understanding investing

    Before you invest for the first time it is important to understand the basics. Our guides can help answers any questions you have about investing.
     

    Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

    In need of additional help?

    If you’re in need of any additional help we have tools available to provide support

    Need expert advice on investments?

    If you’re unsure which investments are right for you, then our partnership with Schroders Personal Wealth could help. They provide personalised advice on a range of different products and services. It all starts with a free, no obligation chat, then a financial plan that’s tailored to you.

    Eligibility criteria applies. Fees and charges may apply.

    More about Schroders Personal Wealth

    Important legal information

    The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

    Important share dealing information