If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

 

Ways to invest

I want access to your full range of investments

Accounts which let you pick your own stocks and shares, funds, ETFs and more.

Look at my options

I want a simple investment choice

Don’t want to pick your own stocks and shares? We also offer 3 ready-made funds.

Look at my optionsabout your investment options.

I want to invest in an ISA

Protect any potential profit from Capital Gains Tax or UK Income Tax.

Look at my optionsabout your investment options.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

Trade UK or international shares, over 2,000 funds, ETFs and Investment Trusts

Account

Features & Benefits

Dealing commission (per trade)

Account charge

Account

Share Dealing ISA

Pick your own stocks and shares and protect any potential profit from UK tax.

 

Find out more
 

Features & Benefits

  • Invest up to £20,000 this tax year and pay no Capital Gains or UK Income Tax on any potential profit
  • Lots of investment options including shares, funds and Exchange Traded Funds (ETFs)
  • One of the most affordable ISAs in the market - compare us against other brokers

Dealing commission (per trade)

  • Share trading online: £11
  • Fund trading online: £1.50
  • Regular investment service: £1.50

 

Account charge

£20 every six months (comes with a Share Dealing Account at no extra cost)

Account

Share Dealing Account


A straightforward account to start trading with or if you have already used your ISA allowance.

 

Find out more

 

Features & Benefits

  • Access to our full range of investments including shares, funds and Exchange Traded Funds (ETFs)
  • A great account to get started

Dealing commission (per trade)

  • Share trading online: £11
  • Fund trading online: £1.50
  • Regular investment service: £1.50

 

Account charge

£20 every six months (you can add a Share Dealing ISA later at no extra cost)

Our share dealing charges

Simple and competitive charges with no hidden fees. Pay the same amount no matter how much you invest. You can even compare us against other investment platforms.

See how our charges compare when trading stocks and shares
See how our charges compare when trading funds

Do you have a Private or Premier Lloyds account? Charges will differ, find out more.
 

Our ready-made funds range

If you haven’t invested before and would prefer to leave it to the experts, our ready-made investments could be the right choice for you.

You can invest in 3 funds in either an ISA or Investment Account.

Account

What can I invest in?

Charges

Interested?

Account

Investment ISA

If you are short on time or don’t want to pick your own stocks and shares. ISAs also protect any potential profit from UK tax.

 

Find out more

 

Investment Account


If you’ve used up your yearly ISA allowance but still want to invest in our ready-made funds.

 

Find out more

What can I invest in?

  • Low risk fund – aims for modest growth but has less risk than the medium or high risk funds
  • Medium risk fund – balances risk and reward whilst aiming for growth
  • High risk fund – aims to maximise growth but takes higher risks to achieve this

Charges

The maximum you will pay in annual charges:
 

  • Service fee of 0.24%
  • Ongoing Charge of 0.26%
  • Transaction costs do not exceed 0.17%

Interested?

Your ISA options

ISAs allow you to invest tax efficiently as you pay no UK tax on any profit or income received from your investments.

You can only add money to one of the below ISAs in the same tax year. The tax year runs from 6th April to 5th April every year, and on 6th April of each year you’ll be given a new ISA allowance.

Account

What can I invest in?

Charges

Interested?

Account

Share Dealing ISA

Pick your own stocks and shares and protect any potential profit from UK tax.

 

Find out more

What can I invest in?

  • Stocks and shares
  • 2,000+ funds
  • ETFs
  • Investment Trusts
  • Bonds
  • GILTs

Charges

  • Admin charge: £20 every six months.
  • Share trading online: £11 dealing commission per trade
  • Fund trading online: £1.50 dealing commission per trade
  • Regular investment service:£1.50 dealing commission per trade

Interested?

Account

Investment ISA


If you are short on time or don’t want to pick your own stocks and shares. ISAs also protect any potential profit from UK tax.

 

Find out more

What can I invest in?

  • Low risk fund – aims for modest growth but has less risk than the medium or high risk funds
  • Medium risk fund – balances risk and reward whilst aiming for growth
  • High risk fund – aims to maximise growth but takes higher risks to achieve this

Charges

The maximum you will pay in annual charges:
 

  • Service fee of 0.24%
  • Ongoing Charge of 0.26%
  • Transaction costs do not exceed 0.17%

Interested?

Your investment options

  • Shares – trade individual shares from seven world markets.
  • Funds – choose from thousands of funds managed by expert fund managers, or narrow your choice with our Select List.
  • Track the market – pick an exchange traded fund (ETF) to track the price of an index or commodity (ETC).
     

Find out more


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Wealth Management

If you’d prefer to speak to an expert about investing, then financial advice could be the best option for you. We have partnered with Schroders Personal Wealth to offer access to experienced advisers who can  give you advice on investments and help with your Wealth Management.

To qualify for advice from Schroders Personal Wealth, you will need to have at least £100,000 in savings, investments and personal pensions, and/or a sole income of £100,000.

Read more about Schroders Personal Wealth

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information