Psst, want £50? Just tell a friend

Refer a friend to Lloyds and you could both pocket £50 when they open a qualifying current account.

How it works 

1. Share

Log in to the mobile banking app and ‘Share link with a friend’.

You'll need to have a qualifying current account to be able to make the referral.

2. Join

Your friend then has 30 days to join Lloyds and open a current account by clicking the link.

This offer is only for new Lloyds customers, subject to approval. Student, Under 19s and Smart Start accounts aren't included.

3. Get paid

Ka-ching! You and your friend will pocket £50 each within 30 days of them signing up.

There's no limit to the number of friends who can be referred, but the maximum amount the referrer can be paid is £250 each calendar year.

Conditions apply.

  • For customers (‘referrers’) who want to refer a friend

    To benefit from this offer, you need to:

    • have any Lloyds current account except for an Under 19’s Account, Smart Start or Student Account.
    • use the link generated in the Lloyds mobile banking app to refer a friend who then opens a qualifying account.

    For friends and family members (‘friends’)

    To benefit from this offer, you need to:

    • be a brand-new Lloyds customer (no current account, savings account, credit card, loan or mortgage)
    • use the referral link to download the Lloyds mobile banking app and successfully open a new Lloyds current account
    • keep your new account open for a minimum of 7 days
    • open your new account in your sole name, as joint accounts aren’t included
    • have not already been paid under this Refer a Friend offer.

    How the payment works

    • Once the new account has been opened, we’ll pay £50 into the referrer’s oldest Lloyds current account (up to the £250 maximum) and the friend's new account.
    • Payments will appear as ‘cash credits’ and will be paid within 30 working days of the account being opened.
    • There’s no limit to the number of friends who can be referred, but the maximum amount the referrer can be paid is £250 per calendar year.

    What else you need to know

    • Once generated, each referral link lasts for 30 working days. If a referral link expires before it’s used, the referrer can generate a new one. The friend can still use an expired link to open a new account, but neither of you will receive a payment under this offer.
    • The offer is subject to change and we can withdraw it without notice at any time.
    • If we suspect any fraud or breach of the terms and conditions, we can either refuse to make payment or reverse payments already made.
    • Opening an account doesn’t automatically guarantee an arranged overdraft - overdraft applications are subject to status.
    • Lloyds Banking Group colleagues can apply so long as they meet the requirements.
    • Lloyds Under 19s Accounts, Smart Start and Student Accounts are excluded from this offer for both referrers and friends.

Ready to refer?

Jump into the app and start sharing.

Once you're in, select apply, current accounts then refer a friend.

Refer a friend

Download the app