Packaged Bank Accounts

Explore our current accounts which offer a variety of lifestyle and insurance benefits, making them a great alternative to an everyday bank account.

 

If you’re a packaged bank account customer, please read our FAQs (PDF, 140KB) for more information about the travel insurance which comes with your account and COVID-19. You can also use our handy travel disruption tool, for help if your travel has been disrupted.

Already got a packaged bank account?

More information about using your benefits, making a claim or updating your details.

Packaged bank account customers

You can access your packaged bank account benefits, view policy details and make a claim in the app and via Internet Banking.

  • Step one

    Open your mobile app and sign in. On your Packaged Bank Account, click on the three dots

    Step two

    Scroll down to click View account benefits

    Scan the QR code to download the app

  • Step one

    Log in to your Internet Banking and next to your Packaged Bank account click More actions

    Step two

    Click on Account Information and Benefits and then scroll down to View account benefits

    Ready to log on?

    When you log on, we’ll ask for:

    • your User ID
    • your password
    • part of your memorable information

    If you don’t know these or they aren’t working, you can reset them online.

    Log on
  • Call 0345 850 5300 if you need to use your benefits or have any questions. Select the benefits you are calling about and one of our team will be happy to help.

    If you're abroad, call +44 (0) 1495 28 12 97. open 24 hours a day, 7 days a week, 365 days a year.

What is a packaged bank account?

A packaged bank account is a bank account which comes with additional features and benefits to suit your lifestyle needs. You typically have to pay a monthly fee for accounts like this.

In most cases, packaged bank accounts come with insurance benefits ranging from mobile phone cover to travel insurance, which could potentially save you money on these types of products.

Why choose a packaged bank account?

There are a number of considerations to make before choosing a packaged bank account. You may find that it is a good choice for you if you regularly use your bank account and would prefer to keep all your insurance policies in one place.

You might also find that doing this saves you money, as opposed to having multiple separate policies. It’s important to weigh up the pros and cons of a packaged bank account and compare the options available to you.

Upgrade to a packaged bank account

If you’re an existing customer you can change your existing accounts to one of our available packaged bank accounts online.

Why shop around for travel insurance, breakdown cover and other useful benefits when you can get them all included with your current account?

Log on to upgrade

Our packaged bank accounts

Platinum packaged bank account card

Platinum

£21 monthly fee to maintain the account.

  • Worldwide multi-trip family travel insurance up to age 80
  • AA Breakdown Family Cover with Roadside Assistance, National Recovery and At Home
  • Mobile phone insurance
Platinum
Platinum account card image

Club Lloyds Platinum

£21 monthly fee to maintain the account plus £3 monthly Club Lloyds fee, we’ll waive the £3 fee each month you pay in £1,500 or more.

  • Worldwide multi-trip family travel insurance up to age 80
  • AA Breakdown Family Cover with Roadside Assistance, National Recovery and At Home
  • Mobile phone insurance
  • Choose a yearly lifestyle benefit such as cinema tickets or a magazine subscription
  • Earn interest on your money - on balances up to £5,000,  when you pay out two different Direct Debits each month
Club Platinum
Platinum packaged bank account card

Silver

£10 monthly fee to maintain the account.

  • European and UK multi-trip family travel insurance up to age 65
  • AA Breakdown Family Cover with Roadside Assistance
  • Mobile phone insurance
Silver
Platinum account card image

Club Lloyds Silver

£10 monthly fee to maintain the account plus £3 monthly Club Lloyds fee, we’ll waive the £3 fee each month you pay in £1,500 or more.

  • European and UK multi-trip family travel insurance up to age 65
  • AA Breakdown Family Cover with Roadside Assistance
  • Mobile phone insurance
  • Choose a yearly lifestyle benefit such as cinema tickets or a magazine subscription
  • Earn interest on your money - on balances up to £5,000,  when you pay out two different Direct Debits each month
Club Silver

Travel Insurance

We have a range of packaged accounts offering travel insurance for you and your family (if eligible), with different levels of cover available to suit your needs. 

More about Travel Insurance

AA Breakdown Family Cover

Cover is provided for you and eligible family members travelling in most vehicles. Our range of packaged accounts offer different levels of cover with Roadside Assistance included as standard.

More about AA Breakdown Family Cover

Mobile Phone Insurance

Arranged by Lifestyle Services Group Limited, and provides worldwide cover for loss, theft, damage and breakdown (including faults).

More about Mobile Phone Insurance

Get up to 15% cashback

Earn cashback with Everyday Offers when you pay by credit/debit card or Direct Debit with selected retailers. Merchant offers and cashback amounts vary. Terms and conditions apply.

 

co op, costa, hilton and sky logos

 

More about cashback

Access your account benefits online

You can access your packaged bank account benefits, view policy details and make a claim in the app and via Internet Banking.

Additional features and benefits of our packaged bank accounts

  • Contactless and mobile payments - get a VISA debit contactless card and use Apple or Google Pay to make mobile payments.
  • Mobile Banking app and Internet Banking - both highly secure and packed with features to make banking fast and convenient, wherever you are.
  • Mobile alerts - to help you keep track of your money.
  • Overdraft facility available - all overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
  • Save the Change® - round your card payments up to the nearest pound to save as you spend.
  • Get up to 15% cashback - earn cashback with Everyday Offers when you pay by credit/debit card or Direct Debit with selected retailers. Merchant offers and cashback amounts vary. Internet Banking registration required. T&Cs apply.

Packaged bank accounts no longer on sale

Select account card image

Select Account

£9 a month fee

Gold account card image

Gold Account

£14.95 a month fee

Not the right account for you?

With so much choice, take a look at our other current accounts to see which account suits you best.

Compare our current accounts

Existing current account customer?

If you would like to know more about managing your account or want to upgrade your existing account there is information on this and much more below.

Manage your account

Joint accounts

Upgrade now

Things you can do online

Report card lost or stolen

Switch in seven days

Switch your account to us within seven working days and get all the benefits of a Lloyds Current Account.

Current Account Switch Guarantee

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.