Packaged Bank Accounts

Explore our current accounts which offer a variety of lifestyle and insurance benefits, making them a great alternative to an everyday bank account.


If you’re a packaged bank account customer, please read our FAQs (PDF, 140KB) for more information about the travel insurance which comes with your account and COVID-19. You can also use our handy travel disruption tool, for help if your travel has been disrupted.

Already got a packaged bank account?

Find out more about using your benefits, making a claim or updating your details.

What is a packaged bank account?

A packaged bank account is a bank account which comes with additional features and benefits to suit your lifestyle needs. You typically have to pay a monthly fee for accounts like this.

In most cases, packaged bank accounts come with insurance benefits ranging from mobile phone cover to travel insurance, which could potentially save you money on these types of products.

Why choose a packaged bank account?

There are a number of considerations to make before choosing a packaged bank account. You may find that it is a good choice for you if you regularly use your bank account and would prefer to keep all your insurance policies in one place.

You might also find that doing this saves you money, as opposed to having multiple separate policies. It’s important to weigh up the pros and cons of a packaged bank account and compare the options available to you.

Upgrade to a packaged bank account

If you’re an existing customer you can change your existing accounts to one of our available packaged bank accounts online.

Why shop around for travel insurance, breakdown cover and other useful benefits when you can get them all included with your current account?

Log on to upgrade

Our packaged bank accounts


£21 monthly fee for maintaining the account.

  • Worldwide multi-trip family travel insurance
  • Mobile phone insurance
  • AA breakdown cover
  • Card loss assistance

Club Lloyds Platinum

£21 per month + no Club Lloyds fee, or £3 per month

  • Choose a Club Lloyds benefit each year
  • Worldwide multi-trip family travel insurance
  • Mobile phone insurance
  • AA breakdown cover
  • Card loss assistance
Club Platinum

AXA Travel Insurance

Our Platinum Account offers Worldwide Travel Insurance up to 80 years of age, cover for you and your family (if eligible).

More about AXA Travel Insurance

AA Breakdown Cover

UK Roadside Assistance whether you’re in your own vehicle or someone else’s.

More about AA Breakdown Cover

Mobile Phone Insurance

Arranged by Lifestyle Services Group Limited, and provides worldwide cover for loss, theft, damage and breakdown (including faults).

More about Mobile Phone Insurance

Card Loss Assistance

Help for when your credit, debit and store cards get lost or stolen. You can register the cards of your family if they live with you.

Card Loss Assistance is provided by Citymain Administrators Ltd.

More about Card Loss Assistance

    • Contactless and mobile payments - get a VISA debit contactless card and use Apple or Google Pay to make mobile payments.
    • Mobile Banking app and Internet Banking - both highly secure and packed with features to make banking fast and convenient, wherever you are.
    • Mobile alerts - to help you keep track of your money.
    • Overdraft facility available - all overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
    • Save the Change® - round your card payments up to the nearest pound to save as you spend.
    • Get up to 15% cashback - earn cashback with Everyday Offers when you pay by credit/debit card or Direct Debit with selected retailers. Merchant offers and cashback amounts vary. Internet Banking registration required. T&Cs apply.

Packaged bank accounts no longer on sale

Select Account

£11.95 a month fee

Silver Account

£12.95 a month fee

Gold Account

£14.95 a month fee

Not the right account for you?

With so much choice, take a look at our other current accounts to see which account suits you best.

Compare our current accounts

Existing current account customer?

If you would like to know more about managing your account or want to upgrade your existing account there is information on this and much more below.

Manage your account

Joint accounts

Self service online

Upgrade now

Switch in seven days

Switch your account to us within seven working days and get all the benefits of a Lloyds Current Account.

Current Account Switch Guarantee

Help and guidance

Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.