All Our Current Accounts

Whether you are looking for an account with benefits or need a basic account for day-to-day spending, we have a range of current accounts to suit your needs. 

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  • Club Lloyds Account

    For variable credit interest and great benefits, join the Club.

    All of the benefits you get with the Classic Account plus;

    • Choose a yearly benefit from:
      • 12 months of Disney+    
      • 6 x cinema tickets at ODEON or Vue cinemas
      • An annual Coffee Club and Gourmet Society membership
      • An annual magazine subscription
    • Earn interest on your money - on balances up to £5,000,  when you pay out two different Direct Debits each month
    • Preferential Travel money rates when purchased through Lloyds Bank

    £3 monthly fee, waived each month you pay in £2,000 or more.

    Club Lloyds Account
  • Silver Account

    Our account that offers you a range of benefits

    All of the benefits you get with the Classic Account plus;

    • European and UK multi-trip family travel insurance up to age 65
    • AA Breakdown Family Cover with Roadside Assistance
    • Mobile phone insurance
    • Preferential Travel money rates when purchased through Lloyds Bank

    £10 monthly fee. From 1st July 2024, we’re making some changes to this account. The £10 monthly account fee will increase to £11.50 per month. In addition, we’re removing our foreign currency fees when you use your debit card for this account. Before deciding if this is still the right account for you, it’s important you read the Guide to Changes (PDF, 78KB). This sets out all the detail on what’s changing.

    Silver Account

     

    Club Lloyds Silver Account

    All of the benefits you get with the Classic, Club Lloyds and Silver accounts.

    £10 monthly fee plus £3 monthly Club Lloyds fee, the Club Lloyds fee is waived each month you pay in £2,000 or more. From 1st July 2024, we’re making some changes to this account. The £10 monthly account fee will increase to £11.50 per month. In addition, we’re removing our foreign currency fees when you use your debit card for this account. There will be no change to the monthly £3 Club Lloyds fee. Before deciding if this is still the right account for you, it’s important you read the Guide to Changes (PDF, 78KB). This sets out all the detail on what’s changing.

    Club Lloyds Silver Account
  • Platinum Account

    Packed with benefits, all in one place

    All of the benefits you get with the Classic Account plus;

    • Worldwide multi-trip family travel insurance up to age 80
    • AA Breakdown Family Cover with Roadside Assistance, National Recovery and At Home
    • Mobile phone insurance
    • Preferential Travel money rates when purchased through Lloyds Bank

    £21 monthly fee. From 1st July 2024, we’re making some changes to this account. The £21 monthly account fee will increase to £22.50 per month. In addition, we’re removing our foreign currency fees when you use your debit card for this account. Before deciding if this is still the right account for you, it’s important you read the Guide to Changes (PDF, 78KB). This sets out all the detail on what’s changing.

    Platinum Account

     

    Club Lloyds Platinum Account

    All of the benefits you get with the Classic, Club Lloyds and Platinum accounts.

    £21 monthly fee plus £3 monthly Club Lloyds fee, the Club Lloyds fee is waived each month you pay in £2,000 or more. From 1st July 2024, we’re making some changes to this account. The £21 monthly account fee will increase to £22.50 per month. In addition, we’re removing our foreign currency fees when you use your debit card for this account. There will be no change to the monthly £3 Club Lloyds fee. Before deciding if this is still the right account for you, it’s important you read the Guide to Changes (PDF, 78KB). This sets out all the detail on what’s changing.

    Club Lloyds Platinum Account
  • Basic Account

    An account for customers who are ineligible for our other current accounts

    • Contactless & Mobile payments
    • Mobile Banking app
    • Mobile alerts

    No monthly fee

    Please note, you cannot apply for this account 

    Basic Account

Classic Account

Free everyday banking when you stay in credit

  • Contactless VISA debit card
  • Access to our mobile banking app
  • Earn up to 15% cashback with Everyday Offers
  • Overdraft facility (subject to assessment)

No monthly fee

Classic Account

Benefits are supplied by a third party provider

Disney Plus and the Disney+ logo are registered trademarks of Disney Enterprises Inc.

Youth and Student Accounts

Smart Start

Our current account and savings account for 11 to 15 year olds

  • Contactless debit card
  • Mobile Banking app
  • Parental oversight of account

No monthly fee to maintain the account

Please note, this account must be opened by parent or guardian 

Smart Start

Under 19s Account

Everyday banking allowing children and teens to make the most of their money

  • Contactless debit card
  • Mobile Banking app
  • Credit Interest

No monthly fee to maintain the account

Under 19s Account

Student Account

Everyday banking to help make the most of your studies

  • Contactless debit card
  • Mobile Banking app
  • Overdraft facility (subject to assessment)

No monthly fee to maintain the account

Student Account

Club Lloyds Private Banking Current Account - To be eligible, you’ll need to have at least £250,000 in savings and investments or at least a £750,000 mortgage with Lloyds Bank. For Private Banking customers, the £3 monthly Club Lloyds fee is automatically refunded.