All Our Current Accounts

Whether you are looking for an account with benefits or need a basic account for day-to-day spending, we have a range of current accounts to suit your needs. 

 

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Classic Account

Free everyday banking when you stay in credit

  • Contactless VISA debit card
  • Access to our mobile banking app
  • Earn up to 15% cashback with Everyday Offers
  • Overdraft facility (subject to assessment)

No monthly fee to maintain the account

Classic Account

Club Lloyds Account

For variable credit interest and great benefits, join the Club.

All of the benefits you get with the Classic Account plus;

  • Choose a yearly benefit from:
    • a Gourmet Society membership
    • 6 cinema tickets
    • a magazine subscription
    • 12 digital movie rentals
  • Earn interest on your money - on balances up to £5,000,  when you pay out two different Direct Debits each month
  • Preferential Travel money rates when purchased through Lloyds bank

£3 monthly fee to maintain the account, waived each month you pay in £1,500 or more

Club Lloyds Account

Silver Account

Our account that offers you a range of benefits

All of the benefits you get with the Classic Account plus;

  • European and UK multi-trip family travel insurance up to age 65
  • AA Breakdown Family Cover with Roadside Assistance
  • Mobile phone insurance
  • Preferential Travel money rates when purchased through Lloyds bank

£10 monthly fee to maintain the account

Silver Account

Club Lloyds Silver Account

Our account that offers you a range of benefits

All of the benefits you get with the Classic Account plus;

  • European and UK multi-trip family travel insurance up to age 65
  • AA Breakdown Family Cover with Roadside Assistance
  • Mobile phone insurance
  • Choose a yearly lifestyle benefit such as cinema tickets or a magazine subscription
  • Earn interest on your money - on balances up to £5,000,  when you pay out two different Direct Debits each month
  • Preferential Travel money rates when purchased through Lloyds bank

£10 monthly fee to maintain the account plus £3 monthly Club Lloyds fee, the Club Lloyds fee is waived each month you pay in £1,500 or more

Club Lloyds Silver Account

Platinum Account

Packed with benefits, all in one place

All of the benefits you get with the Classic Account plus;

  • Worldwide multi-trip family travel insurance up to age 80
  • AA Breakdown Family Cover with Roadside Assistance, National Recovery and At Home
  • Mobile phone insurance
  • Preferential Travel money rates when purchased through Lloyds bank

£21 monthly fee to maintain the account

Platinum Account

Club Lloyds Platinum Account

Packed with benefits, all in one place

All of the benefits you get with the Classic Account plus;

  • Worldwide multi-trip family travel insurance up to age 80
  • AA Breakdown Family Cover with Roadside Assistance, National Recovery and At Home
  • Mobile phone insurance
  • Choose a yearly lifestyle benefit such as cinema tickets or a magazine subscription
  • Earn interest on your money - on balances up to £5,000,  when you pay out two different Direct Debits each month
  • Preferential Travel money rates when purchased through Lloyds bank

£21 monthly fee to maintain the account plus £3 monthly Club Lloyds fee, the Club Lloyds fee is waived each month you pay in £1,500 or more

Club Lloyds Platinum Account

Basic Account

An account for customers who are ineligible for our other current accounts

  • Contactless & Mobile payments
  • Mobile Banking app
  • Mobile alerts

No monthly fee to maintain the account

Please note, you cannot apply for this account 

Basic Account

Benefits are supplied by a third party provider

Youth and Student Accounts

Smart Start

Our current account and savings account for 11 to 15 year olds

  • Contactless debit card
  • Mobile Banking app
  • Parental oversight of account

No monthly fee to maintain the account

Please note, this account must be opened by parent or guardian 

Smart Start

Under 19s Account

Everyday banking allowing children and teens to make the most of their money

  • Contactless debit card
  • Mobile Banking app
  • Credit Interest

No monthly fee to maintain the account

Under 19s Account

Student Account

An account for customers who are ineligible for our other current accounts

  • Contactless debit card
  • Mobile Banking app
  • Overdraft facility (subject to assessment)

No monthly fee to maintain the account

Student Account

Club Lloyds Private Banking Current Account - To be eligible, you’ll need to have at least £250,000 in savings and investments or at least a £750,000 mortgage with Lloyds Bank. Automatic refund of £3 monthly Club Lloyds maintaining the account fee for Private Banking customers.

Financial Services Compensation Scheme

FSCS - Protecting your money