LLOYDS BANK CURRENT ACCOUNT
Under 19s Account
The easy way for children and teens to make the most of their money.

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These interest rates are correct as of 23/08/2021. Interest rates are variable, and any interest you accrue will be paid quarterly.
For accounts opened before 23 August 2021
For accounts opened on or after 23 August 2021
Please note interest paid before 6th April 2016 will have been paid net (unless you registered the account with us to receive gross interest). Net is the rate of interest payable after allowing for the deduction of income tax at the rate specified by law (currently 20%).
From 6th April 2016 interest is paid Gross, meaning we will not deduct tax on your behalf. Dependant on your personal circumstances, tax may be due on your interest and it is your responsibility to disclose and pay any tax due directly to HMRC.
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- Personal banking terms and conditions & Banking charges guideopens in a new tab (pdf, 511.1 KB)
- Under 19s welcome packopens in a new tab (pdf, 965.3 KB)
- Fee Information Documentopens in a new tab (pdf, 176.9 KB)
- Current account ratesopens in a new tab (web)
- Under 19s - Ways we use your data (child friendly version)opens in a new window (pdf, 63.5 KB)
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Take a look at our other youth and student accounts to see which one suits you best.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.