The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Current account rates

If you can’t see your product in the list below it may be because it is no longer available, click here to see a list of our non marketed product rates.

The following tables change from time to time. The date of the last change is detailed beneath each table.

Interest rates are variable.

For more information about previous Current Account rates please click hereView previous Current Account rates.

All Current Account Interest Rates

Club Lloyds current account

Club Lloyds current account interest rates

Balance between

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

Balance between

£1 - £3,999.99

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

1.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

0.99%

Balance between

£4,000-£5,000

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

2.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

1.98%

These interest rates are correct as at 01/10/2019.

Club Lloyds Gold

Club Lloyds Gold interest rates

Balance between

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

Balance between

£1 - £3,999.99

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

1.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

0.99%

Balance between

£4,000 - £5,000

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

2.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

1.98%

These interest rates are correct as at 01/10/2019.

Club Lloyds Platinum

Club Lloyds Platinum interest rates

Balance between

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

Balance between

£1 - £3,999.99

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

1.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

0.99%

Balance between

£4,000 - £5,000

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

2.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

1.98%

These interest rates are correct as at 01/10/2019.

Club Lloyds Premier

Club Lloyds Premier interest rates

Balance between

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

Balance between

£1 - £3,999.99

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

1.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

0.99%

Balance between

£4,000 - £5,000

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

2.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

1.98%

These interest rates are correct as at 01/10/2019.

Club Lloyds Silver

Club Lloyds Silver interest rates

Balance between

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

Balance between

£1 - £3,999.99

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

1.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

0.99%

Balance between

£4,000 - £5,000

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Monthly)

2.00%

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Monthly)

1.98%

These interest rates are correct as at 01/10/2019.

To earn credit interest, you just need to pay out two different direct debits from your Club Lloyds account each calendar month. Interest is variable, worked out daily and paid monthly.

For example, when you have £4,500 in your account, you could earn interest of 1.00% AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. (0.99% annual grossGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.) on the first £3,999.99 and 2.00% AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. (1.98% annual grossGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.) on the rest. You won’t earn interest on any part of your balance over £5,000.

Please note interest paid before 6th April 2016 will have been paid net (unless you registered the account with us to receive gross interest) .  Net is the rate of interest payable after allowing for the deduction of income tax at the rate specified by law (currently 20%).

From 6th April 2016 interest is paid Gross, meaning we will not deduct tax on your behalf. Dependant on your personal circumstances, tax may be due on your interest and it is your responsibility to disclose and pay any tax due directly to HMRC.

Under 19s account

Under 19s account interest rates

Balance between

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Quarterly)

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Quarterly)

Balance between

£1 - £2,499.99

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Quarterly)

0.50

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Quarterly)

0.50

Balance between

£2,500+

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. (Interest Paid Quarterly)

0.0

GrossGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. (Interest Paid Quarterly)

0.0

These interest rates are correct as at 24/09/2018.

Please note interest paid before 6th April 2016 will have been paid net (unless you registered the account with us to receive gross interest) .  Net is the rate of interest payable after allowing for the deduction of income tax at the rate specified by law (currently 20%).

From 6th April 2016 interest is paid Gross, meaning we will not deduct tax on your behalf. Dependant on your personal circumstances, tax may be due on your interest and it is your responsibility to disclose and pay any tax due directly to HMRC.

Overdrafts

Personal Arranged overdrafts

Personal Arranged overdraft fees

Current Account

Daily arranged overdraft fee

Current Account

Classic

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Silver

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Gold

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Club Lloyds

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Club Lloyds Silver

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Club Lloyds Gold

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Platinum

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Club Lloyds Platinum

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Premier

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Current Account

Club Lloyds Premier

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

These fees are correct as at 28/01/2019.

Student Account – Arranged Overdrafts

Student Account – Arranged Overdrafts fees

Year of Study

Arranged Overdraft

Daily arranged overdraft fee

Year of Study

Year 1 months 1-6 from account opening

Arranged Overdraft

£0 - £500

Daily arranged overdraft fee

£0

Year of Study

Year 1 months 1-6 from account opening

Arranged Overdraft

£500+

Daily arranged overdraft fee

Different rates apply see details below*

Year of Study

Year 1 months 7-9 from account opening

Arranged Overdraft

£0 - £1,000

Daily arranged overdraft fee

£0

Year of Study

Year 1 months 7-9 from account opening

Arranged Overdraft

£1,000+

Daily arranged overdraft fee

Different rates apply see details below*

Year of Study

Year 1 months 10-12 from account opening

Arranged Overdraft

£0 - £1,500

Daily arranged overdraft fee

£0

Year of Study

Year 1 months 10-12 from account opening

Arranged Overdraft

£1,500+

Daily arranged overdraft fee

Different rates apply see details below*

Year of Study

Year 2

Arranged Overdraft

£0 - £1,500

Daily arranged overdraft fee

£0

Year of Study

Year 2

Arranged Overdraft

£1,500+

Daily arranged overdraft fee

Different rates apply see details below*

Year of Study

Year 3

Arranged Overdraft

£0 - £1,500

Daily arranged overdraft fee

£0

Year of Study

Year 3

Arranged Overdraft

£1,500+

Daily arranged overdraft fee

Different rates apply see details below*

Year of Study

Year 4-6

Arranged Overdraft

£0 - £2,000

Daily arranged overdraft fee

£0

Year of Study

Year 4-6

Arranged Overdraft

£2,000

Daily arranged overdraft fee

Different rates apply see details below*

*For amounts borrowed over your fee free overdraft the following will apply. 1p for every full £6 you borrow up to £1250, 1p for every further full £7 you borrow between £1250 and £2500, and then a further 1p for every full £8 you borrow over £2500.

These fees are correct as at 28/01/2019.

Early Student Account - Arranged Overdrafts

Early Student Account - Arranged Overdrafts fees

Early Student Account

Daily arranged overdraft fee

Early Student Account

£200+

Daily arranged overdraft fee

1p for every full £6 you borrow up to £1250,
1p for every further full £7 you borrow between £1250 and £2500,
and then a further 1p for every full £8 you borrow over £2500.

Early Student Account

£0 - £200

Daily arranged overdraft fee

£0

These fees are correct as at 28/01/2019.

Graduate Account – Arranged Overdrafts

Graduate Account – Arranged Overdrafts

Graduate Account

Daily arranged overdraft fee

Graduate Account

Year 1: £2,000+

Daily arranged overdraft fee

Different rates apply see details below*

Graduate Account

£0 - £2,000

Daily arranged overdraft fee

£0

Graduate Account

Year 2: £1,500+

Daily arranged overdraft fee

Different rates apply see details below*

Graduate Account

£0 - £1,500+

Daily arranged overdraft fee

£0

Graduate Account

Year 3: £1,000+

Daily arranged overdraft fee

Different rates apply see details below*

Graduate Account

£0 - £1,000

Daily arranged overdraft fee

£0

*For amounts borrowed over your fee free overdraft the following will apply. 1p for every full £6 you borrow up to £1250, 1p for every further full £7 you borrow between £1250 and £2500, and then a further 1p for every full £8 you borrow over £2500.

These fees are correct as at 28/01/2019.

Previous Overdraft rates

Graduate Account – Arranged and Unarranged Overdrafts

Graduate Account – Arranged and Unarranged Overdrafts

Graduate Account

% Per Month

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Graduate Account

Year 1: £2,000+

% Per Month

1.52

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Graduate Account

£0 - £2,000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Graduate Account

Year 2: £1,500+

% Per Month

1.52

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Graduate Account

£0 - £1,500+

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Graduate Account

Year 3: £1,000+

% Per Month

1.52

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Graduate Account

£0 - £1,000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

These interest rates were correct from 02/09/2016 - 02/11/2017.

These interest rates are variable.

Graduate account

Graduate Account

% Per Month

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Graduate Account

Year 1: £2,000+

% Per Month

1.30

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

16.77

Graduate Account

£0 - £2,000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Graduate Account

Year 2: £1,500+

% Per Month

1.30

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

16.77

Graduate Account

£0 - £1,500+

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Graduate Account

Year 3: £1,000+

% Per Month

1.30

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

16.77

Graduate Account

£0 - £1,000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

These interest rates are correct as at 12/11/2013 - 01/09/2016.

Graduate account

Graduate Account

% Per Month

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Graduate Account

Year 1: £2,000+

% Per Month

1.30

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

16.8

Graduate Account

£0 - £2,000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Graduate Account

Year 2: £1,500+

% Per Month

1.30

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

16.8

Graduate Account

£0 - £1,500+

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Graduate Account

Year 3: £1,000+

% Per Month

1.30

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

16.8

Graduate Account

£0 - £1,000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

These interest rates were correct from 01/08/2007 to 02/11/2007.

Student Account and Early Student Account – Arranged and Unarranged Overdrafts

Student Account and Early Student Account – Arranged and Unarranged Overdrafts

Student Account

% Per Month

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Student Account

Year 1: £1,500+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.21

Student Account

£0 - £1,500

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Student Account

Year 2: £1,500+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.21

Student Account

£0 - £1,500+

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Student Account

Year 3: £1,500+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.21

Student Account

£0 - £1,500

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Student Account

Year 4, 5 & 6: £2,000+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.21

Student Account

£0 - £2000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

These interest rates were correct from 12/11/2013 - 02/11/2017.

These interest rates are variable.

Student Account

Student Account

% Per Month

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Student Account

Year 1: £1,500+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.2

Student Account

£0 - £1,500

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Student Account

Year 2: £1,500+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.2

Student Account

£0 - £1,500+

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Student Account

Year 3: £1,500+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.2

Student Account

£0 - £1,500

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

Student Account

Year 4, 5 & 6: £2,000+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.2

Student Account

£0 - £2000

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

These interest rates were correct from 01/08/2007 to 02/11/2007.

Early Student Account

Early Student Account

Early Student Account

% Per Month

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Early Student Account

£200+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.21

Early Student Account

£0 - £200

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.00

These interest rates were correct from 12/11/2013 - 02/11/2017.

These interest rates are variable.

Student Account

Early Student Account

% Per Month

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Early Student Account

£200+

% Per Month

0.66

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

8.2

Early Student Account

£0 - £200

% Per Month

0.00

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

0.0

These interest rates were correct from 16/03/2009 to 22/06/2011.

Personal Overdrafts - Arranged and Unarranged Overdrafts

Personal Overdrafts - Arranged and Unarranged Overdrafts

Account

% Per Month Interest Paid Monthly

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Account

Premier Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Platinum Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Gold Service Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Silver Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Classic Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

These interest rates were correct from 02/09/2016 - 02/11/2017.

Interest rates are variable.

Personal Overdrafts - Arranged and Unarranged Overdrafts

Account

% Per Month Interest Paid Monthly

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Account

Club Lloyds Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Club Lloyds Silver Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Club Lloyds Gold Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Club Lloyds Platinum Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

Account

Club Lloyds Premier Current Account

% Per Month Interest Paid Monthly

1.52

% EAR Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.89

These interest rates were correct from 02/09/2016 - 02/11/2017.

Interest rates are variable.

Personal Overdrafts - Arranged and Unarranged Overdrafts

Account

% Per Month Interest Paid Monthly

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Account

Premier Current Account

% Per Month Interest Paid Monthly

1.20

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

15.43

Account

Platinum Current Account

% Per Month Interest Paid Monthly

1.34

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

17.28

Account

Gold Service Current Account

% Per Month Interest Paid Monthly

1.53

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.94

Account

Silver Current Account

% Per Month Interest Paid Monthly

1.53

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.94

Account

Classic Account

% Per Month Interest Paid Monthly

1.53

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.94

These interest rates are correct as at 12/11/2013 - 01/09/2016

Personal Overdrafts - Arranged and Unarranged Overdrafts

Account

% Per Month Interest Paid Monthly

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Account

Club Lloyds Current Account

% Per Month Interest Paid Monthly

1.53

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.94

Account

Club Lloyds Silver Current Account

% Per Month Interest Paid Monthly

1.53

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.94

Account

Club Lloyds Gold Current Account

% Per Month Interest Paid Monthly

1.53

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.94

Account

Club Lloyds Platinum Current Account

% Per Month Interest Paid Monthly

1.34

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

17.28

Account

Club Lloyds Premier Current Account

% Per Month Interest Paid Monthly

1.20

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

15.43

These interest rates are correct as at 22/04/2014.

Interest rates are variable.

Personal Overdrafts - Arranged and Unarranged Overdrafts

Account

% Per Month Interest Paid Monthly

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

Account

Premier Current Account

% Per Month Interest Paid Monthly

0.98

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

12.43

Account

Platinum Current Account

% Per Month Interest Paid Monthly

1.12

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

14.28

Account

Gold Service Current Account

% Per Month Interest Paid Monthly

1.34

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

17.32

Account

Silver Current Account

% Per Month Interest Paid Monthly

1.45

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

18.86

Account

Classic Account, Current Account

% Per Month Interest Paid Monthly

1.48

% EAREAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges. Interest Paid MonthlyEAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.EAREAR is the equivalent annual rate. This is the actual annual rate of overdraft. It doesn't take into account other fees and charges.

19.28

These interest rates were correct from 17/06/2012 to 02/10/2012.

The EAR does not take into account any additional charges (e.g. arrangement fees/securities charges/monthly fees) which may be applicable.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

PhoneBank® is a registered trademark of Lloyds Bank plc.