The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Non-marketed products

Current Rates

Classic Account Vantage Rates

Classic Account Vantage Rates

(Interest calculated daily, paid monthly)
Balance

AER%

Gross

Net%

(Interest calculated daily, paid monthly)Balance

£1 - £999

AER%

0.00

Gross

0.00

Net%

0.00

(Interest calculated daily, paid monthly)Balance

£1,000 - £2,999

AER%

0.50

Gross

0.50

Net%

0.40

(Interest calculated daily, paid monthly)Balance

£3,000 - £5,000

AER%

1.50

Gross

1.49

Net%

1.19

These interest rates were correct between 02/07/2014 and 02/05/2016.

Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.

Classic Reserve

Classic Reserve

Classic Reserve

Monthly Rate %

APR Purchases %

APR Cash %

Classic Reserve

Standard Rate

Monthly Rate %

1.527

APR Purchases %

19.9

APR Cash %

22.4

These interest rates are correct as at 01/09/2001.

Current Accounts with Plus

Current Accounts with Plus

(Interest paid monthly)
Balance

AER%

Gross

Net%

(Interest paid monthly)Balance

£1 - £2,500

AER%

1.50

Gross

1.49

Net%

1.19

These interest rates are correct as at 02/12/2010.

Plus gives you the benefit of credit interest on your current account if you comply with the Plus condition of paying into your account at least £1,000 each calendar month.

We do not pay interest on any amount over £2,500.

Gold Account Vantage Interest Rates

Gold Account Vantage Interest Rates

(Interest calculated daily, paid monthly)
Balance

AER%

Gross

Net%

(Interest calculated daily, paid monthly)Balance

£1 - £999

AER%

0.00

Gross

0.00

Net%

0.00

(Interest calculated daily, paid monthly)Balance

£1,000 - £2,999

AER%

0.50

Gross

0.50

Net%

0.40

(Interest calculated daily, paid monthly)Balance

£3,000 - £5,000

AER%

1.50

Gross

1.49

Net%

1.19

These interest rates were correct between 02/07/2014 and 02/05/2016.

Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.

Moneyplan

Moneyplan

(Interest paid annually)
Moneyplan

AER%

Gross

Net%

(Interest paid annually)Moneyplan

£1+

AER%

0.10

Gross

0.10

Net%

0.08

These interest rates are correct as at 01/03/2004.

Platinum Account Vantage Interest Rates

Platinum Account Vantage Interest Rates

(Interest calculated daily, paid monthly)
Balance

AER%

Gross

Net%

(Interest calculated daily, paid monthly)Balance

£1 - £999

AER%

0.00

Gross

0.00

Net%

0.00

(Interest calculated daily, paid monthly)Balance

£1,000 - £2,999

AER%

0.50

Gross

0.50

Net%

0.40

(Interest calculated daily, paid monthly)Balance

£3,000 - £5,000

AER%

1.50

Gross

1.49

Net%

1.19

These interest rates were correct between 02/07/2014 and 02/05/2016.

Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.

Premier Account Vantage Rates

Premier Account Vantage Rates

(Interest calculated daily, paid monthly)
Balance

AER%

Gross

Net%

(Interest calculated daily, paid monthly)Balance

£1 - £999

AER%

0.00

Gross

0.00

Net%

0.00

(Interest calculated daily, paid monthly)Balance

£1,000 - £2,999

AER%

0.50

Gross

0.50

Net%

0.40

(Interest calculated daily, paid monthly)Balance

£3,000 - £5,000

AER%

1.50

Gross

1.49

Net%

1.19

These interest rates were correct between 02/07/2014 and 02/05/2016.

Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.

Service account

Service account

(Interest paid annually)
Service Account

AER%

Gross

Net%

(Interest paid annually)Service Account

£1+

AER%

0.00

Gross

0.00

Net%

0.00

These interest rates are correct as at 01/12/2010.

Silver Account Vantage Interest Rates

Silver Account Vantage Interest Rates

(Interest calculated daily, paid monthly)
Balance

AER%

Gross

Net%

(Interest calculated daily, paid monthly)Balance

£1 - £999

AER%

0.00

Gross

0.00

Net%

0.00

(Interest calculated daily, paid monthly)Balance

£1,000 - £2,999

AER%

0.50

Gross

0.50

Net%

0.40

(Interest calculated daily, paid monthly)Balance

£3,000 - £5,000

AER%

1.50

Gross

1.49

Net%

1.19

These interest rates were correct between 02/07/2014 and 02/05/2016.

Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.

Student Interest Cheque account

Student Interest Cheque account

(Interest paid annually)

Student Interest Cheque Account

AER%

Gross

Net%

(Interest paid annually)Student Interest Cheque Account

£1+

AER%

0.00

Gross

0.00

Net%

0.00

These interest rates are correct as at 29/09/2003.

Vantage

Please click here for products closed to new customers.

These interest rates were correct from 02/11/2007 to 02/11/2017.

Interest rates are variable and depend on the type of Budget Account you hold. Please check your statement for details of your current overdraft interest rates.

Classic Reserve

Classic Reserve

Classic Reserve (from the Lloyds range)

Monthly Rate %

APR Purchases %

APR Cash %

Classic Reserve (from the Lloyds range)

Standard Rate

Monthly Rate %

1.562

APR Purchases %

20.4

APR Cash %

22.3

Classic Reserve (from the Lloyds range)

Balance Transfer Rate

Monthly Rate %

0.639

APR Purchases %

7.9

APR Cash %

N/A

These interest rates were correct from 02/11/2007 to 02/11/2017.

These interest rates are variable.

Graduate Gold account - Credit

Graduate Gold account - Credit

Graduate Gold account

AER %

Gross %

Net %

Graduate Gold account

£1+

AER %

2.02

Gross %

2.00

Net %

1.56

Graduate Gold account

£2,000+

AER %

0.10

Gross %

0.10

Net %

0.08

These interest rates were correct from 01/08/2007 to 02/11/2007.

The Equivilent Annualised Rate (EAR) does not take into account any additional charges – for example, arrangement fees, securities charges, or monthly fees that may be due.

Student Account (2003, 2004 and 2005 Offer)

Student Account (2003, 2004 and 2005 Offer)

Student Account (2003, 2004 and 2005 Offer)

% Per Month

% EAR

Student Account (2003, 2004 and 2005 Offer)

Year 1: £0 - £1,500

% Per Month

0.00

% EAR

0.00

Student Account (2003, 2004 and 2005 Offer)

£1,500 +

% Per Month

0.60

% EAR

7.40

Student Account (2003, 2004 and 2005 Offer)

Year 2: £0 - £1,500

% Per Month

0.00

% EAR

0.00

Student Account (2003, 2004 and 2005 Offer)

£1,500 +

% Per Month

0.60

% EAR

7.40

Student Account (2003, 2004 and 2005 Offer)

Year 3: £0 - £1,500

% Per Month

0.00

% EAR

0.00

Student Account (2003, 2004 and 2005 Offer)

£1,500 +

% Per Month

0.60

% EAR

7.40

Student Account (2003, 2004 and 2005 Offer)

Years 4, 5 and 6: £0 - £2,000

% Per Month

0.00

% EAR

0.00

Student Account (2003, 2004 and 2005 Offer)

£2,000 +

% Per Month

0.60

% EAR

7.40

Student Account (2003, 2004 and 2005 Offer)

Unauthorised

% Per Month

2.20

% EAR

29.8

These interest rates are correct as at 03/07/2006.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.


Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
 

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.


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