Current account rates (previous)
From 6th April 2016 interest is paid GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs., meaning we will not deduct tax on your behalf. Dependant on your personal circumstances, tax may be due on your interest and it is your responsibility to disclose and pay any tax due directly to HMRC.
Please note, interest paid before 6th April 2016 will have been paid net (unless you registered the account with us to receive gross interest). NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. was the rate of interest payable after allowing for the deduction of income tax at the rate specified by law.
Club Lloyds current account
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Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyEach Part of Balance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 to £3,999.99 |
Interest Paid Monthly1.00% |
0.99% |
Interest Paid Monthly£4,000 to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
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Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyBalance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 up to £5,000 |
Interest Paid Monthly1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
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Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyBalance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 up to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Gold
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Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyEach Part of Balance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 to £3,999.99 |
Interest Paid Monthly1.00% |
0.99% |
Interest Paid Monthly£4,000 to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
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|
Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyBalance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 up to £5,000 |
Interest Paid Monthly1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
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|
Interest Paid Monthly |
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|---|---|---|
|
Balance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
£1 up to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
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Interest Paid Monthly |
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|---|---|---|---|
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Balance |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Interest Paid MonthlyGross GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
£1 up to £1,999.99 |
1.00% |
Interest Paid Monthly1.00% |
0.80% |
|
£2,000 up to £3,999.99 |
2.00% |
Interest Paid Monthly1.98% |
1.59% |
|
£4,000 up to £5,000 |
4.00% |
Interest Paid Monthly3.93% |
3.14% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Platinum
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Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyEach Part of Balance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 to £3,999.99 |
Interest Paid Monthly1.00% |
0.99% |
Interest Paid Monthly£4,000 to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
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|
Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyBalance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 up to £5,000 |
Interest Paid Monthly1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
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Interest Paid Monthly |
|
|---|---|---|
|
Balance |
Interest Paid MonthlyAER AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.% |
|
£1 up to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
|
|
Interest Paid Monthly |
|
|
|---|---|---|---|
|
Balance |
Interest Paid MonthlyAER AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.% |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
|
£1 up to £1,999.99 |
Interest Paid Monthly1.00% |
1.00% |
0.80% |
|
£2,000 up to £3,999.99 |
Interest Paid Monthly2.00% |
1.98% |
1.59% |
|
£4,000 up to £5,000 |
Interest Paid Monthly4.00% |
3.93% |
3.14% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Premier
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|
Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyEach Part of Balance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 to £3,999.99 |
Interest Paid Monthly1.00% |
0.99% |
Interest Paid Monthly£4,000 to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
|
|
Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyBalance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 up to £5,000 |
Interest Paid Monthly1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
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Interest Paid Monthly |
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|---|---|---|
|
Balance |
Interest Paid MonthlyAER %AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossCloseGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
£1 up to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
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|
Interest Paid Monthly |
|
|
|---|---|---|---|
|
Balance |
Interest Paid MonthlyAER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
£1 up to £1,999.99 |
Interest Paid Monthly1.00% |
1.00% |
0.80% |
|
£2,000 up to £3,999.99 |
Interest Paid Monthly2.00% |
1.98% |
1.59% |
|
£4,000 up to £5,000 |
Interest Paid Monthly4.00% |
3.93% |
3.14% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Silver
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|
Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyEach Part of Balance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 to £3,999.99 |
Interest Paid Monthly1.00% |
0.99% |
Interest Paid Monthly£4,000 to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
|
|
Interest Paid Monthly |
Interest Paid Monthly |
|---|---|---|
Interest Paid MonthlyBalance |
Interest Paid MonthlyAER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
Interest Paid Monthly£1 up to £5,000 |
Interest Paid Monthly1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
|
|
Interest Paid Monthly |
|
|---|---|---|
|
Balance |
Interest Paid MonthlyAER %AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossCloseGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
£1 up to £5,000 |
Interest Paid Monthly2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
|
|
Interest Paid Monthly |
|
|
|---|---|---|---|
|
Balance |
Interest Paid MonthlyAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % |
GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. % |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
|
£1 up to £1,999.99 |
Interest Paid Monthly1.00% |
1.00% |
0.80% |
|
£2,000 up to £3,999.99 |
Interest Paid Monthly2.00% |
1.98% |
1.59% |
|
£4,000 up to £5,000 |
Interest Paid Monthly4.00% |
3.93% |
3.14% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Classic Account
|
Classic account |
Interest Paid Annually |
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|
|---|---|---|---|
Classic account |
Interest Paid AnnuallyAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % |
GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
Classic account£1+ |
Interest Paid Annually0.10 |
0.10 |
0.08 |
These interest rates were correct from 01/03/2004 to 18/08/2008.
Classic Plus Account
|
Regular Monthly Deposit |
|
Interest Paid Monthly |
|
|
|---|---|---|---|---|
Regular Monthly Deposit |
Balance |
Interest Paid MonthlyAER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Regular Monthly Deposit£1+ |
£1 - £2500* |
Interest Paid Monthly3.5 |
3.45 |
0.08 |
These interest rates were correct from 03/11/2008 to 02/01/2009.
Vantage Interest Rates
Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.
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Interest (calculated daily and paid monthly) |
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|---|---|---|---|
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Balances between |
Interest (calculated daily and paid monthly)AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
£1 - £999 |
Interest (calculated daily and paid monthly)0.00% |
0.00% |
0.00% |
|
£1,000 - £2,999 |
Interest (calculated daily and paid monthly)0.50% |
0.50% |
0.40% |
|
£3,000 - £5,000 |
Interest (calculated daily and paid monthly)1.50% |
1.49% |
1.19% |
These interest rates were correct from 02/07/2014 to 02/05/2016.
|
Balance |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|---|---|---|---|
Balance£1+ |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%1.50 |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%1.49 |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%1.19 |
Balance£1,000+ |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%2.00 |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%1.98 |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%1.59 |
Balance£3,00 to £5,000 |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%3.00 |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%2.96 |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%2.37 |
These interest rates were correct from 27/06/2011 to 02/07/2014.
Vantage Account Interest Rates
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Balance |
Interest Paid Monthly |
|
|
|---|---|---|---|
Balance |
Interest Paid MonthlyAER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Balance£1+ |
Interest Paid Monthly0.10 |
0.10 |
0.08 |
Balance£1,000+ |
Interest Paid Monthly2.00 |
1.98 |
1.59 |
Balance£3,000+ |
Interest Paid Monthly3.00 |
2.96 |
2.37 |
Balance£5,000 up to £7,000 |
Interest Paid Monthly4.00 |
3.93 |
3.14 |
These interest rates were correct from 02/02/2009 to 27/06/2011.