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Current account rates (previous)

From 6th April 2016 interest is paid GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs., meaning we will not deduct tax on your behalf. Dependant on your personal circumstances, tax may be due on your interest and it is your responsibility to disclose and pay any tax due directly to HMRC.

Please note, interest paid before 6th April 2016 will have been paid net (unless you registered the account with us to receive gross interest). NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. was the rate of interest payable after allowing for the deduction of income tax at the rate specified by law.

 

Club Lloyds current account

Interest Paid Monthly

Interest Paid Monthly

Interest Paid Monthly

Balance

Interest Paid Monthly

AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Interest Paid Monthly

£1 up to £5,000

Interest Paid Monthly

1.50%

1.49%

These interest rates are correct from 01/07/2018 to 30/09/2019.

Interest Paid Monthly

Interest Paid Monthly

Interest Paid Monthly

Balance

Interest Paid Monthly

AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Interest Paid Monthly

£1 up to £5,000

Interest Paid Monthly

2.00%

1.98%

These interest rates are correct from 08/01/2017 to 30/06/2018.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

 

£1 up to £1,999.99

1.00%

Interest Paid Monthly

1.00%

0.80%

 

£2,000 up to £3,999.99

2.00%

Interest Paid Monthly

1.98%

1.59%

 

£4,000 up to £5,000

4.00%

Interest Paid Monthly

3.93%

3.14%

These interest rates are correct from 30/03/2014 to 07/01/2017.


  

Club Lloyds Gold

Interest Paid Monthly

Interest Paid Monthly

Interest Paid Monthly

Balance

Interest Paid Monthly

AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Interest Paid Monthly

£1 up to £5,000

Interest Paid Monthly

1.50%

1.49%

These interest rates are correct from 01/07/2018 to 30/09/2019.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

 

£1 up to £5,000

Interest Paid Monthly

2.00%

1.98%

These interest rates are correct from 08/01/2017 to 30/06/2018.

 

Interest Paid Monthly

 

Balance

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Interest Paid Monthly

Gross GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

 

£1 up to £1,999.99

1.00%

Interest Paid Monthly

1.00%

0.80%

 

£2,000 up to £3,999.99

2.00%

Interest Paid Monthly

1.98%

1.59%

 

£4,000 up to £5,000

4.00%

Interest Paid Monthly

3.93%

3.14%

These interest rates are correct from 30/03/2014 to 07/01/2017.


 

Club Lloyds Platinum

Interest Paid Monthly

Interest Paid Monthly

Interest Paid Monthly

Balance

Interest Paid Monthly

AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Interest Paid Monthly

£1 up to £5,000

Interest Paid Monthly

1.50%

1.49%

These interest rates are correct from 01/07/2018 to 30/09/2019.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

AER AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.%

 

£1 up to £5,000

Interest Paid Monthly

2.00%

1.98%

These interest rates are correct from 08/01/2017 to 30/06/2018.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

AER AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.%

NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %

 

£1 up to £1,999.99

Interest Paid Monthly

1.00%

1.00%

0.80%

 

£2,000 up to £3,999.99

Interest Paid Monthly

2.00%

1.98%

1.59%

 

£4,000 up to £5,000

Interest Paid Monthly

4.00%

3.93%

3.14%

These interest rates are correct from 30/03/2014 to 07/01/2017.


 

Club Lloyds Premier

Interest Paid Monthly

Interest Paid Monthly

Interest Paid Monthly

Balance

Interest Paid Monthly

AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Interest Paid Monthly

£1 up to £5,000

Interest Paid Monthly

1.50%

1.49%

These interest rates are correct from 01/07/2018 to 30/09/2019.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

AER %AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossCloseGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

 

£1 up to £5,000

Interest Paid Monthly

2.00%

1.98%

These interest rates are correct from 08/01/2017 to 30/06/2018.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

 

£1 up to £1,999.99

Interest Paid Monthly

1.00%

1.00%

0.80%

 

£2,000 up to £3,999.99

Interest Paid Monthly

2.00%

1.98%

1.59%

 

£4,000 up to £5,000

Interest Paid Monthly

4.00%

3.93%

3.14%

These interest rates are correct from 30/03/2014 to 07/01/2017.


 

Club Lloyds Silver

Interest Paid Monthly

Interest Paid Monthly

Interest Paid Monthly

Balance

Interest Paid Monthly

AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Interest Paid Monthly

£1 up to £5,000

Interest Paid Monthly

1.50%

1.49%

These interest rates are correct from 01/07/2018 to 30/09/2019.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

AER %AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross %GrossCloseGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

 

£1 up to £5,000

Interest Paid Monthly

2.00%

1.98%

These interest rates are correct from 08/01/2017 to 30/06/2018.

 

Interest Paid Monthly

 

Balance

Interest Paid Monthly

AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. %

GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. %

NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %

 

£1 up to £1,999.99

Interest Paid Monthly

1.00%

1.00%

0.80%

 

£2,000 up to £3,999.99

Interest Paid Monthly

2.00%

1.98%

1.59%

 

£4,000 up to £5,000

Interest Paid Monthly

4.00%

3.93%

3.14%

These interest rates are correct from 30/03/2014 to 07/01/2017.


  

Classic Account

Classic account

Interest Paid Annually

Classic account

Interest Paid Annually

AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. %

GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. %

NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %

Classic account

£1+

Interest Paid Annually

0.10

0.10

0.08

These interest rates were correct from 01/03/2004 to 18/08/2008.

View current rates


  

Classic Plus Account

Regular Monthly Deposit

Interest Paid Monthly

Regular Monthly Deposit

Balance

Interest Paid Monthly

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Regular Monthly Deposit

£1+

£1 - £2500*

Interest Paid Monthly

3.5

3.45

0.08

These interest rates were correct from 03/11/2008 to 02/01/2009.

View current rates


  

Vantage Interest Rates

Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.

 

Interest (calculated daily and paid monthly)

 

Balances between

Interest (calculated daily and paid monthly)

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

 

£1 - £999

Interest (calculated daily and paid monthly)

0.00%

0.00%

0.00%

 

£1,000 - £2,999

Interest (calculated daily and paid monthly)

0.50%

0.50%

0.40%

 

£3,000 - £5,000

Interest (calculated daily and paid monthly)

1.50%

1.49%

1.19%

These interest rates were correct from 02/07/2014 to 02/05/2016.

Balance

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Balance

£1+

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

1.50

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

1.49

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

1.19

Balance

£1,000+

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

2.00

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

1.98

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

1.59

Balance

£3,00 to £5,000

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

3.00

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

2.96

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

2.37

These interest rates were correct from 27/06/2011 to 02/07/2014.


  

Vantage Account Interest Rates

Balance

Interest Paid Monthly

Balance

Interest Paid Monthly

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Balance

£1+

Interest Paid Monthly

0.10

0.10

0.08

Balance

£1,000+

Interest Paid Monthly

2.00

1.98

1.59

Balance

£3,000+

Interest Paid Monthly

3.00

2.96

2.37

Balance

£5,000 up to £7,000

Interest Paid Monthly

4.00

3.93

3.14

These interest rates were correct from 02/02/2009 to 27/06/2011.

View current rates