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Joint Savings Account
Open an account in two peoples' names or add another person to your existing account.
Features and benefits
- With two people sharing one account, you can reach your shared savings goals faster.
- You can both manage your account in branch, through Internet Banking or over the phone.
- If the account comes with a Cashpoint® card, you can have one for each of you.
- You can grow your savings even faster by registering for Save the Change™.
- Both of you can set up standing orders.
Keep in mind
- You might be unable to open a joint account for all savings accounts, such as cash ISAs.
- Either of you are able to close the account in a branch. However, if we become aware of a dispute between you we may prevent either of you giving instructions or using the account individually until it’s resolved.
How to open a joint savings account
Online applications must be initially opened in a sole name. Once opened, your account can be made joint in branch or over the phone.
Apply to make your savings account joint
The person you add to your existing savings account must be over 16 and have a Lloyds Bank current account; unless you have an Online Step Bond or Easy Saver then they don’t need to have a Lloyds Bank current account.
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Account
Minimum deposit
Withdrawals
Interest paid
Access
Account
Club Lloyds Saver
Minimum deposit
£1
Withdrawals
Instant
Interest paid
Yearly or monthly
Access
Internet Banking
PhoneBank®
BranchAccount
Club Lloyds Monthly Saver
Minimum deposit
£25-£400 a month
Withdrawals
Instant
Interest paid
Yearly
Access
Internet Banking
PhoneBank®
BranchAccount
Monthly Saver
Minimum deposit
£25-£250 a month
Withdrawals
Instant
Interest paid
Yearly
Access
Internet Banking
PhoneBank®
BranchAccount
Easy Saver
Minimum deposit
£1
Withdrawals
Instant
Interest paid
Yearly
Access
Internet Banking
PhoneBank®
BranchAccount
Fixed Bond
Minimum deposit
£2,000
Withdrawals
None, by closure only.
Charges applyInterest paid
Yearly or monthly
Access
PhoneBank®
BranchFixed Bondabout fixed bonds
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By phone
To apply for a joint savings account by phone, call us.
In branch
Booking an appointment is recommended as the process will take around 60 minutes.
Both you and the person you wish to add to your account need to visit the branch together.
Please bring any debit card (where applicable) for the accounts together with proof of identification.
Learn about savings
Manage your account
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