Ready-made Investments
With interest rates remaining at all time lows, you might be looking at investing for the potential to achieve a bigger return from your savings.
With a ready-made investment from Lloyds Bank e-Investments, you can let our fund managers do the hard work to decide where your money is invested.
Our investments give you access to a wide range of sectors and markets without you having to pick all of your own stocks and shares. Simply choose between one (or more) of the three funds we offer – low, medium or higher risk – and we’ll do the rest.
- Choice – choose between our three funds: lower, medium or higher risk. You can choose to hold them in either an Investment ISA (up to £20,000 per tax year) or an Investment Account.
- Diversified – automatically invest in a wide range of markets, including shares, bonds, property and more.
- Flexible – invest from £100 per month, or with a minimum lump sum of £2,000.
Whilst there is no tie in period, our ready-made investments have been designed for you to hold for the medium to long term to help smooth out the ups and downs of the financial markets – that’s usually at least 5 years. Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek independent advice.
Compare our funds
Managed Growth Fund 2
Risk Level
Low
Asset Types
Shares - 25%
Bond & Gilts - 60.5%
Property - 8.5%
Other - 6%
Managed Growth Fund 4
Risk Level
Medium
Asset Types
Shares - 49%
Bond & Gilts - 36.5%
Property - 8.5%
Other - 6%
Managed Growth Fund 6
Risk Level
High
Asset Types
Shares - 75%
Bond & Gilts - 15%
Property - 5%
Other - 5%
Past Performance
Our funds were re-launched in September 2019. Because of this, there has not been a complete 12 months of performance information. To compensate for this we show the past performance of the equivalent Investment Association sector as we believe this is an appropriate substitute.
|
|
Mixed Investment 0-35% Shares |
Mixed Investment 20-60% Shares |
Mixed Investment 40-85% Shares |
|---|---|---|---|
|
Mixed Investment 0-35% Shares 31 Dec 14 – 31 Dec 15 |
Mixed Investment 20-60% Shares 0.38% |
Mixed Investment 40-85% Shares 1.21% |
2.66% |
|
Mixed Investment 0-35% Shares 31 Dec 15 – 31 Dec 16 |
Mixed Investment 20-60% Shares 8.47% |
Mixed Investment 40-85% Shares 10.32% |
12.87% |
|
Mixed Investment 0-35% Shares 31 Dec 16 – 31 Dec 17 |
Mixed Investment 20-60% Shares 4.84% |
Mixed Investment 40-85% Shares 7.16% |
9.98% |
|
Mixed Investment 0-35% Shares 31 Dec 17 – 31 Dec 18 |
Mixed Investment 20-60% Shares -3.35% |
Mixed Investment 40-85% Shares -5.1% |
-6.11% |
|
Mixed Investment 0-35% Shares 31 Dec 18 – 31 Dec 19 |
Mixed Investment 20-60% Shares 8.7% |
Mixed Investment 40-85% Shares 11.84% |
15.78% |
|
Mixed Investment 0-35% Shares 5 Year Annualised Performance |
Mixed Investment 20-60% Shares 3.70% |
Mixed Investment 40-85% Shares 4.90% |
6.74% |
Please note the Equivalent Investment Association sector performance does not represent the actual past performance of the fund and is not a reliable indicator of future performance.
If you want more information about the three funds, read Our Fund Range and InvestmentsPDF opens in a new tab.. This document contains details of how the funds are managed, their objectives and risks, and a detailed breakdown of the charges.
Investments with Lloyds Bank Direct Investments are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.
This is in addition to any other savings deposits you may hold across Lloyds Banking Group.
Important legal information
The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.