Club Lloyds Offers

As a Club Lloyds current account customer you can take advantage of exclusive offers when you complete on a qualifying mortgage with us.

£250 cashback

As a Club Lloyds current account customer you could get £250 cashback when you complete on a qualifying mortgage. Offer applies to first time buyers, customers who are switching their mortgage to us or moving home.

Keep in mind

  • You must have a Club Lloyds current account open before you take out your mortgage
  • Cashback paid on completion through conveyancer
  • There is no Club Lloyds monthly maintaining the account fee if you pay in £1,500 each month, otherwise it costs £3 each month. From 1 April 2023 you’ll need to pay in £2,000 or more
  • Offer can be changed or withdrawn at any time
  • Excludes: Product Transfers and Additional Borrowing.

Already have a Lloyds Bank mortgage?

Get an exclusive 0.20% discount off your initial fixed rate when you switch to a new mortgage deal. You’ll need to hold a Club Lloyds current account to qualify for this offer. 

Switch to a new deal

Keep in mind

  • You must have a Club Lloyds current account open at the time of mortgage application
  • There is no Club Lloyds monthly maintaining the account fee if you pay in £1,500 each month, otherwise it costs £3 each month. From 1 April 2023 you’ll need to pay in £2,000 or more
  • Offer can be changed or withdrawn at any time

You could lose your home if you don’t keep up your mortgage repayments

Find out how much you could borrow

Find out how much you could borrow

Our mortgage calculators give you an idea of what you could borrow and show the current interest rates. You can also compare monthly payments.

Mortgage calculators

You’re ready to start viewing properties

You’re ready to start viewing properties

You'll find it helpful to apply for an Agreement in Principle (AIP). There’s no charge for this, and no obligation to apply for your mortgage with us.

Agreement in Principle

You’ve had an offer accepted on a property

You’ve had an offer accepted on a property

Please complete an Agreement in Principle with us, then you can either call us or book an appointment online to speak to a mortgage advisor.

Contact us

Don’t have a Club Lloyds account?

Apply today and you could also get

  • 0.60% AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. (0.60% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable credit interest on balances from £1 up to and including £3,999.99. 1.50% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. (1.49% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable on balances from £4,000 up to and including £5,000.

    Interest is calculated daily, and paid monthly, but will not be paid in any month you do not have two separate Direct Debits paid from your account, or on amounts over £5,000.
  • No fee, or £3 per month. No monthly fee for maintaining the account if you pay in £1,500 each month. If you pay less than £1,500 it will cost you £3 each month. From 1 April 2023 you’ll need to pay in £2,000 or more.
  • Great benefits. Each year you can choose either 12 digital movie rentals, an annual digital Gourmet Society membership, 6 cinema tickets, or an annual magazine subscription.
Find out about Club LloydsFind out more about a Club Lloyds account