Mortgages offers

View our current special offers.

A sweet reward with Club Lloyds

Club Lloyds current account customers will receive £250 cashback when they complete on a qualifying mortgage with us.

Offer can be withdrawn at any time and exclusions apply.

Club Lloyds offersClub Lloyds offers

Life insurance offer

Choose a £100 supermarket Gift Card when you protect your mortgage with Plan & Protect life insurance.

Take out a policy through a Mortgage & Protection Adviser between 1st July 2022 and 1st October 2022 and pay a minimum of 6 monthly premiums totalling £100 or more. Choose from Asda, Sainsbury's or Tesco.

This offer could be withdrawn at any time. Conditions apply.

Find out about mortgage protection

Our protection plans are provided by Scottish Widows, which, like us, is part of the Lloyds Banking Group. Scottish Widows protection products have no cash-in value at any time and cover will stop if you don't pay your premiums. If the policy amount has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back. You must be a UK resident aged between 18 and 59 to apply.

Hassle Free Mortgages

On a selected range of mortgages, we’ll pay your basic legal fee through our eConveyancing service and there’s no charge for a standard valuation either.

You’ll also have access to our dedicated Mortgage advisers to support you along the way.

Offer can be withdrawn at any time and exclusions apply.

Hassle free mortgagesHassle free mortgages

Mortgage calculators

Find out how much you could borrow and compare monthly payments

Mortgage calculators

You could lose your home if you don’t keep up your mortgage repayments

Ready to start viewing properties?

You’ll need to apply for an Agreement in Principle (AIP) before you start your mortgage application. It provides an indication of how much we might be able to lend you, valid for 90 days. Estate agents will often ask to see an AIP to show that you are a committed buyer.

  • It takes less than 15 minutes with no obligation to apply for a mortgage.
  • No effect on your credit rating even if you're declined.
  • Get a clear idea of which properties you could afford.

Watch our video to learn more about the mortgage application process.

Apply for an Agreement in Principle

Agreement in Principle video

Government Schemes

Help to buy

Lloyds Bank support government backed initiatives to help people buy a home. So if you're a first time buyer, there could be a scheme that's right for you.

Find out more about Government Schemes