Car Insurance

It’s reassuring to know you’re covered should the unexpected happen with Lloyds Bank Car Insurance. Learn more about our different levels of cover.

Before you start

Get your quote

Lloyds Bank Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

Before you start your quote

There are a few things you need to know.

Already got a quote?

If you’ve already got a quote, you can retrieve it here. You’ll need your quote number, surname and date of birth.

Retrieve your quote

Internet Banking

As an Internet Banking customer you can get a quote and buy a new policy through your Internet Banking.

Log on to get a quoteLog on to Internet Banking to get a Car Insurance quote

 8 out of 10 customers would be likely to recommend Lloyds Bank Car Insurance.

Based on a survey of new Lloyds Bank Car Insurance customers between 1 January 22 and 30 June 22, 1,899 of 2,131 customers scored us 7 or more out of 10, therefore 89% (8 out of 10) are likely to recommend us to a friend or family member.

What our customers have to say

“This was by far the best experience I've had applying for car insurance in my many years of motoring.”

“Lloyds is a trusted brand, I knew with confidence I had made the right choice and proved this with how good the process was. A very satisfied customer.”

Get cover you can depend on with Lloyds Bank Car Insurance

Terms, conditions and exclusions apply to all benefits. Refer to the relevant Insurance Product Information Document for details.

Electric cars

Our car insurance covers electric vehicles. You’ll get the following benefits:

 

  • Battery cover – whether your battery is leased or owned we’ll cover accidental damage, fire and theft
  • Cable cover – your charging cable is covered for accidental damage, fire and theft
  • Additional cover – with RAC Breakdown cover, all vans carry charging units to get you back on the road.


Some manufacturers may require you to have separate battery insurance.
 

Electric car charging

Comprehensive

Offers you a high level of protection and a number of benefits including: 

  • 3 years guarantee on approved claims repairs
  •  Courtesy car new car replacement
  •  Vandalism Cover
  • 60 Days European Union Cover
  • 24/7 My Account
  • 24/7 emergency Claims Helpline
  • 24/7 emergency Windscreen Helpline
Get your quoteGet a comprehensive quote

Third Party, Fire and Theft

Offers you basic Third Party cover with the added benefits of covering you if your car is stolen or damaged by fire.

  • 60 Days European Union Cover
  • 24/7 My Account
  • 24/7 Emergency Claims Helpline
Get your quoteGet a third party, fire and theft quote

Third Party

Third Party cover is the most basic level of cover. It provides cover in the event of a car accident where someone else’s car or property is damaged.

  • 60 Days European Union Cover
  • 24/7 My Account
  • 24/7 emergency Claims Helpline
Get your quoteGet a third party quote

Get peace of mind with optional extras

You can upgrade your car insurance policy with our range of additional cover options including:

Terms, conditions and exclusions apply.

Terms, conditions and exclusions

Please note that terms, conditions and exclusions apply to all car insurance benefits. In the event of a claim normal Excess applies and No Claims Discount may also be affected. For more information please refer to the relevant Insurance Product Information Document: Comprehensive (PDF, 210KB), Third Party (PDF, 210KB), Third Party Fire and Theft (PDF, 209KB).

Looking for Van Insurance?

Whether you use a van for business or pleasure, we've got you covered.

See Van InsuranceLearn more about Van Insurance

Car insurance help and support

Existing car insurance customers

94% of our customers have set up online servicing to view their policy information and make policy changes such as amending vehicle. 

Based on the total number of Lloyds car and van insurance customers as at 1/4/2022 who had set up 'My Account' online servicing (excluding amendments to Add Ons, Excesses, or change of Main Drive/Registered Keeper).

If you're an existing customer and you’d like to know how to manage your Lloyds Bank car insurance policy, we’re here to help. Get useful information on:
 

  • managing your policy online or over the phone
  • car insurance renewals
  • providing proof of No Claims Discount (NCD)
  • information on Green Cards and driving in the EU / EEA.

 

See existing customer support

Ukraine crisis

If you are using your vehicle in the UK to support the humanitarian crisis unfolding in Ukraine and have Lloyds car insurance cover, you do not need to tell us about your change in circumstance or amend your policy. You’ll continue to be covered by your existing policy.

Making a claim

If you need to make a car insurance claim, we’ll aim to get you back on the road as soon as possible.

Get contact numbers and helpful information about what you need to do if there’s been an accident or incident. 

My Account

As an existing customer, you can manage your policy online with our self service  centre.

Help and guidance

See help and guidance for more information about car insurance; including frequently asked questions.

Lloyds Car Finance

If you are in the market to buy a new or used car, or to switch your current car finance, have a look at our car finance options.

Related products

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).