How we can help you achieve your savings goals

Our savings calculators can help you to plan your savings in several ways. Work out how long it could take, how much you’d need to save to reach your target, and more.

On this page we’ve also included links to useful services, tips and tools you could use to boost your savings pot. Whatever you’re saving for, we could help.

How much can I realistically save?

Work out how much your monthly savings could add up to. Just tell us how much you’ve already saved, how much you can set aside each month and how long you plan to save for.

Calculate your total savings Calculate your total savings

How long will it take to reach my savings goal?

Tell us how much you’ve already saved, and how much you can set aside each month. We’ll then work out how long it will take to reach the savings goal you’ve set yourself.

Calculate savings timeline Calculate savings timeline

How much do I need to save each month?

Tell us your savings target and how long you plan to save for. We can then work out how much you’d need to set aside each month to reach your personal savings goal.

Calculate your monthly savings Calculate your monthly savings

What should I set aside for emergencies?

Based on your regular outgoings and existing savings, work out a sensible financial buffer. This could make it easier to manage emergency situations, or unexpected bills.

Calculate your emergency fund Calculate your emergency fund

Why use a savings calculator?

You could be planning a large expense, or just want the peace of mind that you've got a financial safety net in place. Either way, a savings account calculator can help you quickly work out:

  • How much you'll need to put aside each month to meet your goal.
  • How long it could take to save the desired amount. 

You could also be considering whether to choose between savings or credit. If you can afford to wait, it often pays off to take your time and save up for the things you want. While credit is convenient, it could be more expensive, especially when you account for interest, fees and other charges.

Ready to start saving?

Explore options available from Lloyds Bank, helping you to grow your savings over time.

Savings accounts

Save the Change®


Save or invest?

Start investing

Useful guides

Through budgeting and regular saving, find out how you could make more of your money.

Top saving tips

Plan your savings

ISAs explained

Help with money worries

How to manage your bills