Welcome to our Personal Pensions
Planning for your retirement?
Securing your long-term financial future is an important step for everyone, and at Lloyds we’re here to help. We offer personal pension options to help support your long-term goals, along with helpful guides and tools, to help you understand and manage your pension with confidence.
Our retirement partner
Our retirement partner for our Personal Pensions is Scottish Widows, who are part of the same family as us. They have more than 200 years' experience in pensions and retirement and will help you understand your options to take your pension when the time is right.
Why choose a Lloyds Bank Pension?
- A trusted brand. Lloyds serves and supports millions of customers across the UK, working in partnership with our pension and retirement experts, Scottish Widows.
- Easy to manage. Access your pension on the-go using online banking or the mobile banking app.
- Straightforward fees. We keep our fees competitive so more of your money is left in your pension to grow
- Flexible contributions. Set up regular payments and make lump-sum contributions whenever you like. If you're a Limited Company Director, our SIPP also allows you to contribute from your company.
- Free to transfer. Transfer in old pensions and make it easier to see your savings in one place.
- Easy to open. You can apply in minutes using online banking or the mobile banking app.
Your retirement journey
What are your retirement options?
With expert support from Scottish Widows, we can help you access your pension when the time feels right – and in a way that suits you.
Do you have more than one pension?
Having all your old pensions together could help make it easier to plan for your retirement.
Are you self-employed?
Being your own boss means taking care of your pension yourself. However, it doesn't have to feel daunting. We’re here to help, with flexible options to choose from.
Existing customers
Manage your Ready-Made Pension
Find out how we can help you manage your Ready-Made Pension, supporting you today, and when you’re approaching retirement.
Managing your SIPP
We’re here to give you the confidence to manage your own SIPP, supporting you today, and when you’re approaching retirement.
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Pension Calculator
Keep on track of your contributions with our pension calculator.
Pension education
Hear more about pensions from the experts.
Top tips
Our tips could help make your pensions work harder.
Important legal information