The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

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    Pensions

    How to plan ahead for the retirement you want.

    Thinking about Pensions or Retirement?

    We know it can be tricky to take time to think about your future when there are so many other things competing for your attention, but it’s important to be prepared and make sure that you’re planning ahead for the retirement you deserve.

    There have been lots of changes to pensions and retirement planning in recent years, which can make it all seem a bit overwhelming. Working together with our pensions experts at Scottish Widows, we’ve put together a list of things you might want to consider and some information that might help you plan ahead.

    Did you know?

    Over one third of UK adults have no private pension provision.*

    *https://www.fca.org.uk/publication/research/financial-lives-survey-2017.pdf

    Planning ahead

    How to plan for retirement – tips for the
    under 50s.

    Pension tips for the under 50s

    Preparing to retire

    Make sure you’re retirement-ready with our tips for the over 50s.

    Pension tips for the 50s

    Transfer your pension

    Scottish Widows can guide you through steps required to transfer your pension.

    Combine my pensions

    Important legal information

    Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

    Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.